# Payments on The No Agenda Show

Payments comes up in 58 chapters across 56 episodes of The No Agenda Show, from February 2008 to October 2026.

- **Chapters:** 58
- **Episodes:** 56
- **Discussed:** February 2008 – October 2026
- **Related topics:** [Elon Musk](https://search.noagendashow.net/topic/elon-musk.md), [Banking](https://search.noagendashow.net/topic/banking.md), [Paypal](https://search.noagendashow.net/topic/paypal.md), [Bitcoin](https://search.noagendashow.net/topic/bitcoin.md), [Censorship](https://search.noagendashow.net/topic/censorship.md), [Twitter](https://search.noagendashow.net/topic/twitter.md), [Cashless Society](https://search.noagendashow.net/topic/cashless-society.md), [Federal Reserve](https://search.noagendashow.net/topic/federal-reserve.md), [Fednow](https://search.noagendashow.net/topic/fednow.md), [Mastercard](https://search.noagendashow.net/topic/mastercard.md)

## Chapters 1–20 of 58

### Micro-payments for Robot Traffic and Personal AI Sovereignty

- **Episode:** [1909: Immune Amnesia](https://search.noagendashow.net/episode/1909-immune-amnesia.md)
- **Published:** 2026-10-04
- **Time:** 1:36:02–1:41:36
- **Transcript:** https://search.noagendashow.net/episode/1909-immune-amnesia/chapter/micro-payments-for-robot-traffic-and-personal-ai-sovereignty.md

The future of the internet is predicted to shift toward micro-payments for robot traffic, moving away from the traditional advertising model. The host advocates for "personal AI sovereignty," where individuals run their own AI models (like Muse) locally on their hardware to maintain control and privacy, rather than relying on centralized Silicon Valley platforms.

Keywords: [mark zuckerberg](https://search.noagendashow.net/topic/mark-zuckerberg.md), [cloudflare](https://search.noagendashow.net/topic/cloudflare.md), [coinbase](https://search.noagendashow.net/topic/coinbase.md), [robots](https://search.noagendashow.net/topic/robots.md), micro-payments, [muse](https://search.noagendashow.net/topic/muse.md)

### Gavin Newsom Claims DOJ Investigation is Politically Motivated

- **Episode:** [1878: Dream Build Loop](https://search.noagendashow.net/episode/1878-dream-build-loop.md)
- **Published:** 2026-06-18
- **Time:** 1:29:25–1:32:49
- **Transcript:** https://search.noagendashow.net/episode/1878-dream-build-loop/chapter/gavin-newsom-claims-doj-investigation-is-politically-motivated.md

California Governor Gavin Newsom accused the Trump administration of launching a politically motivated DOJ investigation into his family and former employees. Federal agents are reportedly looking into "behest payments" and potential tax fraud involving Newsom's wife and her non-profit organizations.

Keywords: [gavin newsom](https://search.noagendashow.net/topic/gavin-newsom.md), [donald trump](https://search.noagendashow.net/topic/donald-trump.md), [doj](https://search.noagendashow.net/topic/doj.md), [tax fraud](https://search.noagendashow.net/topic/tax-fraud.md), behest payments

### 7-Eleven Software Glitch Causes 100x Overcharges

- **Episode:** [1827: CIS-Lunar](https://search.noagendashow.net/episode/1827-cis-lunar.md)
- **Published:** 2025-12-21
- **Time:** 1:29:39–1:33:14
- **Transcript:** https://search.noagendashow.net/episode/1827-cis-lunar/chapter/7-eleven-software-glitch-causes-100x-overcharges.md

A software update at 7-Eleven caused a payment processor error that overcharged customers by 100 times the actual purchase amount at six stores. One customer in Pinole, California, was charged $7,934 for a $79 gas purchase after the decimal point shifted during the transaction. While 7-Eleven eventually refunded the money and provided a $500 credit, the incident raised concerns about the reliability of automated payment systems.

Keywords: [7-eleven](https://search.noagendashow.net/topic/7-eleven.md), [software update](https://search.noagendashow.net/topic/software-update.md), payment processor, pinole, [california](https://search.noagendashow.net/topic/california.md)

### Podcasting 2.0 and Roadcaster Pro Hardware

- **Episode:** [1786: Best Exit Strategies](https://search.noagendashow.net/episode/1786-best-exit-strategies.md)
- **Published:** 2025-07-31
- **Time:** 1:04:54–1:07:41
- **Transcript:** https://search.noagendashow.net/episode/1786-best-exit-strategies/chapter/podcasting-2-0-and-roadcaster-pro-hardware.md

Adam Curry discusses his vision for "Podcasting 2.0," which aims to fix payments and technical issues within the medium. He critiques the Rode Roadcaster Pro for lacking a noise gate on computer inputs and expresses surprise that the company has not sent him free gear despite his early influence on the product's concept.

Keywords: [podcasting 2.0](https://search.noagendashow.net/topic/podcasting-2-0.md), [rode](https://search.noagendashow.net/topic/rode.md), [roadcaster pro](https://search.noagendashow.net/topic/roadcaster-pro.md), [noise gate](https://search.noagendashow.net/topic/noise-gate.md), [payments](https://search.noagendashow.net/topic/payments.md), [exit strategy](https://search.noagendashow.net/topic/exit-strategy.md)

### John Fetterman, Payment Choice Act for Cash

- **Episode:** [1784: Yakcasting](https://search.noagendashow.net/episode/1784-yakcasting.md)
- **Published:** 2025-07-24
- **Time:** 2:55:06–2:57:33
- **Transcript:** https://search.noagendashow.net/episode/1784-yakcasting/chapter/john-fetterman-payment-choice-act-for-cash.md

Senator John Fetterman introduced the Payment Choice Act, which would make it illegal for businesses to refuse cash payments. The legislation aims to protect "unbanked" individuals and those who prefer physical currency over digital tracking. Similar laws already exist in cities like Philadelphia and Berkeley to ensure economic access for all citizens.

Keywords: [john fetterman](https://search.noagendashow.net/topic/john-fetterman.md), [cash](https://search.noagendashow.net/topic/cash.md), payment choice act, [philadelphia](https://search.noagendashow.net/topic/philadelphia.md), [digital currency](https://search.noagendashow.net/topic/digital-currency.md)

### Birthday Roll Call, Ham Radio Milestones and Final Donations

- **Episode:** [1752: Pell-Mell](https://search.noagendashow.net/episode/1752-pell-mell.md)
- **Published:** 2025-04-03
- **Time:** 2:55:04–3:03:03
- **Transcript:** https://search.noagendashow.net/episode/1752-pell-mell/chapter/birthday-roll-call-ham-radio-milestones-and-final-donations.md

A final list of donors was acknowledged, many of whom contributed in honor of John Dvorak's 73rd birthday. It was noted that "73" is a significant number in ham radio, signifying "best regards." The hosts thanked the "Gitmo Nation" for their continued support and encouraged listeners to set up recurring donations to ensure the show's longevity.

Keywords: [birthday](https://search.noagendashow.net/topic/birthday.md), [ham radio](https://search.noagendashow.net/topic/ham-radio.md), 73, [donations](https://search.noagendashow.net/topic/donations.md), recurring payments, [texas](https://search.noagendashow.net/topic/texas.md)

### Social Security Fraud Claims, Medicaid Work Requirements

- **Episode:** [1744: EULA for Ukraine](https://search.noagendashow.net/episode/1744-eula-for-ukraine.md)
- **Published:** 2025-03-06
- **Time:** 28:40–35:12
- **Transcript:** https://search.noagendashow.net/episode/1744-eula-for-ukraine/chapter/social-security-fraud-claims-medicaid-work-requirements.md

Donald Trump and Elon Musk have characterized the Social Security system as being rife with fraud and incompetence. Representative Al Green was removed from the joint session after shouting about Medicaid cuts. Analysis of the 118th Congress data suggests $750 billion in improper payments occurred between 2021 and 2023, leading to proposals for stricter state audits and work requirements for able-bodied adults.

Keywords: [social security](https://search.noagendashow.net/topic/social-security.md), [medicaid](https://search.noagendashow.net/topic/medicaid.md), [elon musk](https://search.noagendashow.net/topic/elon-musk.md), [al green](https://search.noagendashow.net/topic/al-green.md), improper payments, [tiktok](https://search.noagendashow.net/topic/tiktok.md)

### Elon Musk, X Everything App, Banking Disruption

- **Episode:** [1726: The Fog](https://search.noagendashow.net/episode/1726-the-fog.md)
- **Published:** 2025-01-02
- **Time:** 56:39–1:00:01
- **Transcript:** https://search.noagendashow.net/episode/1726-the-fog/chapter/elon-musk-x-everything-app-banking-disruption.md

Elon Musk and X CEO Linda Yaccarino announced plans for 2025 to transform X into an "everything app" featuring X TV and X Money. The platform aims to disrupt the finance industry by allowing users to manage balances, payments, and interest rates directly through the app. This move is compared to Musk's early work with PayPal and is expected to face significant opposition from the traditional banking sector.

Keywords: [elon musk](https://search.noagendashow.net/topic/elon-musk.md), x, [paypal](https://search.noagendashow.net/topic/paypal.md), [mobile payments](https://search.noagendashow.net/topic/mobile-payments.md), [banking](https://search.noagendashow.net/topic/banking.md), x tv, [linda yaccarino](https://search.noagendashow.net/topic/linda-yaccarino.md)

### Elon Musk, MSNBC Acquisition Rumors and Social Media Strategy

- **Episode:** [1715: Scruples](https://search.noagendashow.net/episode/1715-scruples.md)
- **Published:** 2024-11-24
- **Time:** 3:54
- **Transcript:** https://search.noagendashow.net/episode/1715-scruples/chapter/elon-musk-msnbc-acquisition-rumors-and-social-media-strategy.md

Elon Musk hinted at a potential acquisition of MSNBC, sparking widespread speculation and a reaction from Rachel Maddow regarding a provocative image Musk posted. The discussion explores the feasibility of such a deal and the likelihood of Donald Trump merging True Social with X (formerly Twitter). Predictions suggest True Social may instead pivot toward a cryptocurrency-based payment platform to create an "everything app" ecosystem.

Keywords: [elon musk](https://search.noagendashow.net/topic/elon-musk.md), [msnbc](https://search.noagendashow.net/topic/msnbc.md), [twitter](https://search.noagendashow.net/topic/twitter.md), true social, [rachel maddow](https://search.noagendashow.net/topic/rachel-maddow.md), crypto payments

### Japan's New Currency Design and Cashless Push

- **Episode:** [1674: We're Working!](https://search.noagendashow.net/episode/1674-we-re-working.md)
- **Published:** 2024-07-04
- **Time:** 2:21:08–2:25:25
- **Transcript:** https://search.noagendashow.net/episode/1674-we-re-working/chapter/japan-s-new-currency-design-and-cashless-push.md

Japan has introduced its first new banknote designs in 20 years, featuring 3D holographic technology to prevent counterfeiting. Despite the government's push for 80% cashless payments, the rollout faces hurdles as only 20% of the country's ubiquitous vending machines can currently accept the new bills.

Keywords: [yen](https://search.noagendashow.net/topic/yen.md), bank of japan, 3d holograms, [counterfeiting](https://search.noagendashow.net/topic/counterfeiting.md), cashless payments, [inflation](https://search.noagendashow.net/topic/inflation.md), [vending machines](https://search.noagendashow.net/topic/vending-machines.md)

### Australia Robo-Debt Scandal, Algorithm Failures

- **Episode:** [1591: Half-Jacked](https://search.noagendashow.net/episode/1591-half-jacked.md)
- **Published:** 2023-09-17
- **Time:** 28:13–31:03
- **Transcript:** https://search.noagendashow.net/episode/1591-half-jacked/chapter/australia-robo-debt-scandal-algorithm-failures.md

A Royal Commission in Australia found that the "Robo-Debt" scheme was an illegal and cruel mechanism that falsely accused over 500,000 citizens of owing money. The automated system caused widespread financial destitution and mental health crises before being declared unlawful.

Keywords: [australia](https://search.noagendashow.net/topic/australia.md), robo-debt, [royal commission](https://search.noagendashow.net/topic/royal-commission.md), [algorithm](https://search.noagendashow.net/topic/algorithm.md), social payments

### Federal Reserve FedNow Launch and Financial Surveillance

- **Episode:** [1566: Hush Up Boy!](https://search.noagendashow.net/episode/1566-hush-up-boy.md)
- **Published:** 2023-06-22
- **Time:** 45:41–48:50
- **Transcript:** https://search.noagendashow.net/episode/1566-hush-up-boy/chapter/federal-reserve-fednow-launch-and-financial-surveillance.md

The Federal Reserve is set to launch FedNow, an instant payment clearinghouse that will charge four cents per transaction. While marketed as a way to speed up government disbursements like stimulus checks, critics view it as a precursor to a retail CBDC. Simultaneously, BlackRock has filed for a Bitcoin ETF, signaling a shift in how major financial institutions interact with digital assets.

Keywords: [fednow](https://search.noagendashow.net/topic/fednow.md), [federal reserve](https://search.noagendashow.net/topic/federal-reserve.md), instant payments, [blackrock](https://search.noagendashow.net/topic/blackrock.md), bitcoin etf

### Twitter Engagement Decline, FedNow Payment Integration Theory

- **Episode:** [1545: Stapler Abuse](https://search.noagendashow.net/episode/1545-stapler-abuse.md)
- **Published:** 2023-04-11
- **Time:** 7:11–9:00
- **Transcript:** https://search.noagendashow.net/episode/1545-stapler-abuse/chapter/twitter-engagement-decline-fednow-payment-integration-theory.md

Observations are made regarding a significant drop in engagement and potential shadow banning on Twitter under Elon Musk's leadership. A theory is proposed that Musk may be positioning Twitter as a partner for the upcoming FedNow service launching in July. This would integrate a fully functional payment wallet into the platform, bypassing the need for a Central Bank Digital Currency (CBDC).

Keywords: [twitter](https://search.noagendashow.net/topic/twitter.md), [elon musk](https://search.noagendashow.net/topic/elon-musk.md), [fednow](https://search.noagendashow.net/topic/fednow.md), payment wallet, [shadow banning](https://search.noagendashow.net/topic/shadow-banning.md)

### FedNow Launch, Central Bank Digital Currency

- **Episode:** [1538: FedNow](https://search.noagendashow.net/episode/1538-fednow.md)
- **Published:** 2023-03-16
- **Time:** 2:23:41–2:26:52
- **Transcript:** https://search.noagendashow.net/episode/1538-fednow/chapter/fednow-launch-central-bank-digital-currency.md

The Federal Reserve announced the July launch of FedNow, a real-time digital payment system. While officials claim it may eliminate the need for a Central Bank Digital Currency (CBDC), critics argue it provides the same level of government surveillance and control over transactions. The system is designed to allow for immediate government disbursements and peer-to-peer transfers, potentially bypassing traditional regional banks.

Keywords: [fednow](https://search.noagendashow.net/topic/fednow.md), [federal reserve](https://search.noagendashow.net/topic/federal-reserve.md), [cbdc](https://search.noagendashow.net/topic/cbdc.md), [digital payments](https://search.noagendashow.net/topic/digital-payments.md), [surveillance](https://search.noagendashow.net/topic/surveillance.md)

### Elon Musk Twitter Acquisition, Verification and Payments

- **Episode:** [1500: No Evidence](https://search.noagendashow.net/episode/1500-no-evidence.md)
- **Published:** 2023-03-15
- **Time:** 57:58–1:04:06
- **Transcript:** https://search.noagendashow.net/episode/1500-no-evidence/chapter/elon-musk-twitter-acquisition-verification-and-payments.md

Elon Musk's acquisition of Twitter has led to proposals for a paid verification system and a shift toward a "super app" model similar to WeChat. Musk is reportedly planning significant staff cuts while facing pressure from civil rights groups like the NAACP regarding content moderation. The discussion focuses on whether Musk's goal is an advertising-based model or a financial services and payments platform.

Keywords: [elon musk](https://search.noagendashow.net/topic/elon-musk.md), [twitter](https://search.noagendashow.net/topic/twitter.md), [verification](https://search.noagendashow.net/topic/verification.md), [jason calacanis](https://search.noagendashow.net/topic/jason-calacanis.md), [payments](https://search.noagendashow.net/topic/payments.md)

### Elon Musk X Everything App, Twitter Finance Vision

- **Episode:** [1536: Killer Clown](https://search.noagendashow.net/episode/1536-killer-clown.md)
- **Published:** 2023-03-09
- **Time:** 1:15:30–1:19:00
- **Transcript:** https://search.noagendashow.net/episode/1536-killer-clown/chapter/elon-musk-x-everything-app-twitter-finance-vision.md

Elon Musk detailed his vision for "X," an "everything app" intended to become the world's largest financial institution by integrating payments and interest-bearing accounts into Twitter. Musk mentioned the possibility of negative interest rates for debt within the app, a concept usually associated with central bank digital currencies. The analysis suggests Musk is building a financial platform similar to WeChat rather than a traditional social network.

Keywords: [elon musk](https://search.noagendashow.net/topic/elon-musk.md), [x.com](https://search.noagendashow.net/topic/x-com.md), [twitter](https://search.noagendashow.net/topic/twitter.md), [fintech](https://search.noagendashow.net/topic/fintech.md), [negative interest rates](https://search.noagendashow.net/topic/negative-interest-rates.md), [payments](https://search.noagendashow.net/topic/payments.md)

### FTX Collapse, Stablecoins on Twitter

- **Episode:** [1502: Shood Fortage](https://search.noagendashow.net/episode/1502-shood-fortage.md)
- **Published:** 2022-11-24
- **Time:** 1:15:00–1:17:38
- **Transcript:** https://search.noagendashow.net/episode/1502-shood-fortage/chapter/ftx-collapse-stablecoins-on-twitter.md

The discussion touches on the risks of digital finance, referencing the collapse of FTX. The hosts speculate on whether Musk will use a stablecoin or Dogecoin for Twitter's internal economy. They analyze the cost-effectiveness of internal ledgers versus traditional payment processing for small transactions.

Keywords: [ftx](https://search.noagendashow.net/topic/ftx.md), [stablecoins](https://search.noagendashow.net/topic/stablecoins.md), [dogecoin](https://search.noagendashow.net/topic/dogecoin.md), [elon musk](https://search.noagendashow.net/topic/elon-musk.md), [banking](https://search.noagendashow.net/topic/banking.md), [payment processing](https://search.noagendashow.net/topic/payment-processing.md)

### Central Bank Digital Currencies, Cross-Border Payments

- **Episode:** [1505: Cat's Paw](https://search.noagendashow.net/episode/1505-cat-s-paw.md)
- **Published:** 2022-11-20
- **Time:** 41:11–43:26
- **Transcript:** https://search.noagendashow.net/episode/1505-cat-s-paw/chapter/central-bank-digital-currencies-cross-border-payments.md

The G20, in collaboration with the IMF and World Bank, explored the interoperability of Central Bank Digital Currencies (CBDCs) for international transactions. The "G20 roadmap for enhancing cross-border payments" seeks to integrate digital currencies into the global financial ecosystem. Leaders also discussed the role of special drawing rights and the regulation of global stablecoins to maintain financial stability.

Keywords: [cbdc](https://search.noagendashow.net/topic/cbdc.md), [imf](https://search.noagendashow.net/topic/imf.md), [world bank](https://search.noagendashow.net/topic/world-bank.md), cross-border payments, [digital economy](https://search.noagendashow.net/topic/digital-economy.md)

### US Economic Indicators, Car Payments, Gas Prices

- **Episode:** [1466: Bo Jo No Mo](https://search.noagendashow.net/episode/1466-bo-jo-no-mo.md)
- **Published:** 2022-07-07
- **Time:** 25:37–28:35
- **Transcript:** https://search.noagendashow.net/episode/1466-bo-jo-no-mo/chapter/us-economic-indicators-car-payments-gas-prices.md

Average monthly car payments in the United States reached a record high of $712, while national gas prices saw a slight 10-cent decrease. Ed Morse of Citigroup reports that oil supply is accelerating in the Western Hemisphere, with US production up one million barrels per day year-over-year. Despite global recession concerns, Russian oil exports remain higher than historical trends.

Keywords: car payments, [gas prices](https://search.noagendashow.net/topic/gas-prices.md), [citigroup](https://search.noagendashow.net/topic/citigroup.md), [oil supply](https://search.noagendashow.net/topic/oil-supply.md), [recession](https://search.noagendashow.net/topic/recession.md)

### European Energy Crisis, Russian Gas and SWIFT Sanctions

- **Episode:** [1454: Green Transition](https://search.noagendashow.net/episode/1454-green-transition.md)
- **Published:** 2022-05-26
- **Time:** 30:17–34:42
- **Transcript:** https://search.noagendashow.net/episode/1454-green-transition/chapter/european-energy-crisis-russian-gas-and-swift-sanctions.md

The economic impact of the Ukraine war on European energy prices is discussed, with a focus on Russia cutting gas supplies to Bulgaria, Poland, and Finland. The narrative suggests that while the EU blames Putin for skyrocketing costs, the crisis is exacerbated by the removal of Russian banks from the SWIFT system and disputes over ruble payments.

Keywords: [energy prices](https://search.noagendashow.net/topic/energy-prices.md), [fossil fuels](https://search.noagendashow.net/topic/fossil-fuels.md), [bulgaria](https://search.noagendashow.net/topic/bulgaria.md), [poland](https://search.noagendashow.net/topic/poland.md), [swift](https://search.noagendashow.net/topic/swift.md), ruble payments

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