# Mortgage Rates on The No Agenda Show Mortgage Rates comes up in 15 chapters across 14 episodes of The No Agenda Show, from May 2008 to August 2026. - **Chapters:** 15 - **Episodes:** 14 - **Discussed:** May 2008 – August 2026 - **Related topics:** [Interest Rates](https://search.noagendashow.net/topic/interest-rates.md), [Mortgages](https://search.noagendashow.net/topic/mortgages.md), [Real Estate](https://search.noagendashow.net/topic/real-estate.md), [Credit Rating](https://search.noagendashow.net/topic/credit-rating.md), [Donald Trump](https://search.noagendashow.net/topic/donald-trump.md), [Financial Crisis](https://search.noagendashow.net/topic/financial-crisis.md), [Inflation](https://search.noagendashow.net/topic/inflation.md), [Subprime Mortgages](https://search.noagendashow.net/topic/subprime-mortgages.md), [United Kingdom](https://search.noagendashow.net/topic/united-kingdom.md), [Banking](https://search.noagendashow.net/topic/banking.md) ## Chapters 1–15 of 15 ### Dollar Debasement, National Debt Growth Strategy - **Episode:** [1897: Caconian](https://search.noagendashow.net/episode/1897-caconian.md) - **Published:** 2026-08-23 - **Time:** 1:19:10–1:22:26 - **Transcript:** https://search.noagendashow.net/episode/1897-caconian/chapter/dollar-debasement-national-debt-growth-strategy.md The hosts argue that the Treasury's market interventions lead to the debasement of the U.S. dollar and a loss of purchasing power for citizens. Scott Bessent suggests the U.S. must "grow its way out" of the $40 trillion national debt through a global growth strategy and fiscal consolidation. Adam Curry notes that while mortgage rates are rising, the real issue is that wages are not keeping pace with inflation. Keywords: dollar debasement, [national debt](https://search.noagendashow.net/topic/national-debt.md), [purchasing power](https://search.noagendashow.net/topic/purchasing-power.md), [bitcoin](https://search.noagendashow.net/topic/bitcoin.md), [mortgage rates](https://search.noagendashow.net/topic/mortgage-rates.md) ### Trump Economic Moves, Mortgage Rate Slash - **Episode:** [1833: Spicy Mode](https://search.noagendashow.net/episode/1833-spicy-mode.md) - **Published:** 2026-01-11 - **Time:** 2:28:39–2:32:07 - **Transcript:** https://search.noagendashow.net/episode/1833-spicy-mode/chapter/trump-economic-moves-mortgage-rate-slash.md President Trump urged Congress to cap credit card interest rates at 10% for one year and directed Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. These moves are intended to drive mortgage rates down to 5% or lower, providing relief for first-time homebuyers and those with adjustable mortgages. Keywords: [donald trump](https://search.noagendashow.net/topic/donald-trump.md), [fannie mae](https://search.noagendashow.net/topic/fannie-mae.md), [freddie mac](https://search.noagendashow.net/topic/freddie-mac.md), [mortgage rates](https://search.noagendashow.net/topic/mortgage-rates.md), [interest rates](https://search.noagendashow.net/topic/interest-rates.md) ### Trump Administration 50-Year Mortgage Proposal - **Episode:** [1816: Boomer Knowledge](https://search.noagendashow.net/episode/1816-boomer-knowledge.md) - **Published:** 2025-11-13 - **Time:** 2:29:56–2:34:46 - **Transcript:** https://search.noagendashow.net/episode/1816-boomer-knowledge/chapter/trump-administration-50-year-mortgage-proposal.md The Trump administration is moving forward with a proposal to introduce 50-year mortgages to address the stagnant real estate market. While the move aims to lower monthly payments, critics like Marjorie Taylor Greene argue it will leave homeowners in debt for life and primarily benefit banks through massive interest accumulation. The proposal faces potential legal hurdles regarding the Dodd-Frank Act's restrictions on loan terms. Keywords: [donald trump](https://search.noagendashow.net/topic/donald-trump.md), [mortgages](https://search.noagendashow.net/topic/mortgages.md), [interest rates](https://search.noagendashow.net/topic/interest-rates.md), [marjorie taylor greene](https://search.noagendashow.net/topic/marjorie-taylor-greene.md), [dodd-frank act](https://search.noagendashow.net/topic/dodd-frank-act.md) ### Price Controls, Washington Post Economic Critique - **Episode:** [1687: Authentified](https://search.noagendashow.net/episode/1687-authentified.md) - **Published:** 2024-08-18 - **Time:** 36:19–42:48 - **Transcript:** https://search.noagendashow.net/episode/1687-authentified/chapter/price-controls-washington-post-economic-critique.md The Harris campaign's proposal to ban corporate price gouging on food is compared to socialist price fixing, with warnings that it could lead to food shortages. The Washington Post published a critique of Harris's $25,000 down-payment assistance for homebuyers, suggesting it would inflate housing prices. A tangent follows regarding rising homeowner insurance rates and a story about a driver's ed instructor arrested after lecturing against insurance company databases. Keywords: [price gouging](https://search.noagendashow.net/topic/price-gouging.md), [washington post](https://search.noagendashow.net/topic/washington-post.md), mortgage interest deduction, [trump tax cuts](https://search.noagendashow.net/topic/trump-tax-cuts.md), [insurance rates](https://search.noagendashow.net/topic/insurance-rates.md) ### United Kingdom Rental Crisis, Interest Rate Impact - **Episode:** [1503: Strung Out](https://search.noagendashow.net/episode/1503-strung-out.md) - **Published:** 2022-11-13 - **Time:** 23:59–25:32 - **Transcript:** https://search.noagendashow.net/episode/1503-strung-out/chapter/united-kingdom-rental-crisis-interest-rate-impact.md The UK property market is facing a crisis as traditional "property ladders" break down and interest rates rise. Landlords are passing increased mortgage costs to tenants or selling properties, leading to a substantial surge in rents across the country. Keywords: [united kingdom](https://search.noagendashow.net/topic/united-kingdom.md), [real estate](https://search.noagendashow.net/topic/real-estate.md), [interest rates](https://search.noagendashow.net/topic/interest-rates.md), rental market, [mortgages](https://search.noagendashow.net/topic/mortgages.md) ### Denmark Negative Interest Rates and Mortgage Ponzi Scheme Claims - **Episode:** [1165: Duck Wubba Nub](https://search.noagendashow.net/episode/1165-duck-wubba-nub.md) - **Published:** 2019-08-22 - **Time:** 6:13–13:16 - **Transcript:** https://search.noagendashow.net/episode/1165-duck-wubba-nub/chapter/denmark-negative-interest-rates-and-mortgage-ponzi-scheme-claims.md Jyske Bank in Denmark began offering mortgages with negative interest rates, effectively paying borrowers to take out loans. Financial analysts Max Keiser and Stacy Herbert argue that these rates reflect a global Ponzi scheme rather than sound economic policy, suggesting banks are confiscating wealth from savers to subsidize property speculators. The phenomenon is linked to a broader deflationary trend and the precarious solvency of European banking balance sheets. Keywords: [denmark](https://search.noagendashow.net/topic/denmark.md), [negative interest rates](https://search.noagendashow.net/topic/negative-interest-rates.md), jyske bank, [max keiser](https://search.noagendashow.net/topic/max-keiser.md), [stacy herbert](https://search.noagendashow.net/topic/stacy-herbert.md), [mortgages](https://search.noagendashow.net/topic/mortgages.md), [ponzi scheme](https://search.noagendashow.net/topic/ponzi-scheme.md) ### Real Estate Market, Mortgage Timing - **Episode:** [486: Bondpocalypse](https://search.noagendashow.net/episode/486-bondpocalypse.md) - **Published:** 2013-02-10 - **Time:** 1:41:24–1:45:45 - **Transcript:** https://search.noagendashow.net/episode/486-bondpocalypse/chapter/real-estate-market-mortgage-timing.md A discussion on the current state of the real estate market and whether it is a favorable time to obtain a mortgage. The hosts note that while interest rates are historically low, banks remain hesitant to lend due to fears of a future market collapse. Keywords: [mortgages](https://search.noagendashow.net/topic/mortgages.md), [interest rates](https://search.noagendashow.net/topic/interest-rates.md), [real estate](https://search.noagendashow.net/topic/real-estate.md), [inflation](https://search.noagendashow.net/topic/inflation.md), [shadow stats](https://search.noagendashow.net/topic/shadow-stats.md) ### DOJ Investigation into Standard & Poor's - **Episode:** [331: Ricin Beans](https://search.noagendashow.net/episode/331-ricin-beans.md) - **Published:** 2011-08-18 - **Time:** 1:35:14–1:36:53 - **Transcript:** https://search.noagendashow.net/episode/331-ricin-beans/chapter/doj-investigation-into-standard-poor-s.md The Justice Department has opened an investigation into Standard & Poor's regarding the rating of mortgage securities prior to the 2008 financial crisis. This move is viewed as a retaliatory action by the Obama administration following S&P's recent downgrade of the United States' credit rating. The conflict highlights the tension between the government and ratings agencies under the new Dodd-Frank regulations. Keywords: [standard & poor's](https://search.noagendashow.net/topic/standard-poor-s.md), [department of justice](https://search.noagendashow.net/topic/department-of-justice.md), [credit rating](https://search.noagendashow.net/topic/credit-rating.md), [dodd-frank](https://search.noagendashow.net/topic/dodd-frank.md), mortgage securities ### Personal Credit Skepticism and Rental Market Realities - **Episode:** [176: Ron Paul For President](https://search.noagendashow.net/episode/176-ron-paul-for-president.md) - **Published:** 2010-02-21 - **Time:** 1:05:10–1:09:26 - **Transcript:** https://search.noagendashow.net/episode/176-ron-paul-for-president/chapter/personal-credit-skepticism-and-rental-market-realities.md The hosts advocate for living without credit, arguing that the modern obsession with credit scores is a trap designed to keep citizens in debt. One host shares a personal story about renting a house in Los Angeles without a credit check by dealing directly with a landlord. They challenge the "American Dream" of homeownership, noting the current market makes selling difficult. Keywords: [credit rating](https://search.noagendashow.net/topic/credit-rating.md), [bankruptcy](https://search.noagendashow.net/topic/bankruptcy.md), [mortgages](https://search.noagendashow.net/topic/mortgages.md), [renting](https://search.noagendashow.net/topic/renting.md), [southern california](https://search.noagendashow.net/topic/southern-california.md), [debt](https://search.noagendashow.net/topic/debt.md) ### UK Tracker Mortgages, LIBOR and Interest Rates - **Episode:** [64: Carbon Credits and the CIA](https://search.noagendashow.net/episode/64-carbon-credits-and-the-cia.md) - **Published:** 2009-01-03 - **Time:** 50:43–52:13 - **Transcript:** https://search.noagendashow.net/episode/64-carbon-credits-and-the-cia/chapter/uk-tracker-mortgages-libor-and-interest-rates.md In the United Kingdom, interest rates on savings accounts have dropped to 0.1%, falling below the rate of inflation. Banks are reportedly preventing "tracker mortgages"—which follow the LIBOR rate—from dropping further, despite contractual agreements. This move by financial institutions is criticized as a breach of contract that would likely lead to lawsuits in the United States. Keywords: tracker mortgages, [libor](https://search.noagendashow.net/topic/libor.md), [inflation](https://search.noagendashow.net/topic/inflation.md), [interest rates](https://search.noagendashow.net/topic/interest-rates.md), [banking](https://search.noagendashow.net/topic/banking.md) ### Real Estate Market Collapse, California Housing and UK Realtors - **Episode:** [41: Planes Trains and Lyndon LaRouche](https://search.noagendashow.net/episode/41-planes-trains-and-lyndon-larouche.md) - **Published:** 2008-08-03 - **Time:** 22:54–26:13 - **Transcript:** https://search.noagendashow.net/episode/41-planes-trains-and-lyndon-larouche/chapter/real-estate-market-collapse-california-housing-and-uk-realtors.md The discussion focuses on the collapse of the housing market, noting that prime mortgages are now seeing defaults alongside subprime loans. In California, housing starts have halted despite demographic shifts. Curry shares an anecdote from the UK where realtors are aggressively cutting asking prices by 25% before potential buyers even view a property. Keywords: [subprime mortgages](https://search.noagendashow.net/topic/subprime-mortgages.md), california real estate, housing starts, [interest rates](https://search.noagendashow.net/topic/interest-rates.md), [united kingdom](https://search.noagendashow.net/topic/united-kingdom.md) ### Brighton Real Estate and UK Economic Decline - **Episode:** [36: Yahoo+Microsoft=Britney Spears](https://search.noagendashow.net/episode/36-yahoo-microsoft-britney-spears.md) - **Published:** 2008-06-22 - **Time:** 5:18–9:06 - **Transcript:** https://search.noagendashow.net/episode/36-yahoo-microsoft-britney-spears/chapter/brighton-real-estate-and-uk-economic-decline.md Brighton is described as a vibrant metropolis with architecture reminiscent of San Francisco and proximity to Gatwick Airport. Despite its appeal, current economic reports predict a 9% decline in UK property prices and a 40% drop in sales volume. The discussion touches on rising mortgage interest rates and the emergence of stagflation in the British market. Keywords: [brighton](https://search.noagendashow.net/topic/brighton.md), [gatwick](https://search.noagendashow.net/topic/gatwick.md), [real estate](https://search.noagendashow.net/topic/real-estate.md), [stagflation](https://search.noagendashow.net/topic/stagflation.md), [mortgage rates](https://search.noagendashow.net/topic/mortgage-rates.md), property prices ### Moody's Ratings Scandal and Software Coding Errors - **Episode:** [32: Benefits Supervisor Sleeping](https://search.noagendashow.net/episode/32-benefits-supervisor-sleeping.md) - **Published:** 2008-05-24 - **Time:** 26:03–28:48 - **Transcript:** https://search.noagendashow.net/episode/32-benefits-supervisor-sleeping/chapter/moody-s-ratings-scandal-and-software-coding-errors.md Moody's Investors Service attributed the misrating of complex debt vehicles (CDOs) during the subprime mortgage crisis to a software coding error. The agency reportedly knew about the glitch, which inflated ratings to AAA status, for a full year before the information was made public. Keywords: [moody's](https://search.noagendashow.net/topic/moody-s.md), [credit ratings](https://search.noagendashow.net/topic/credit-ratings.md), cdos, [subprime mortgages](https://search.noagendashow.net/topic/subprime-mortgages.md), [financial crisis](https://search.noagendashow.net/topic/financial-crisis.md) ### Brazil Economic Growth, Mortgage Market Expansion - **Episode:** [29: The Zen "Offer"](https://search.noagendashow.net/episode/29-the-zen-offer.md) - **Published:** 2008-05-03 - **Time:** 28:24–30:46 - **Transcript:** https://search.noagendashow.net/episode/29-the-zen-offer/chapter/brazil-economic-growth-mortgage-market-expansion.md A BBC documentary on the BRIC nations (Brazil, Russia, India, China) highlights a major shift in the Brazilian real estate market, which historically operated on a 100% cash basis. The recent introduction of mortgages, despite interest rates reportedly as high as 68%, is opening up massive amounts of home equity to the global financial system. This transition represents a significant evolution in Brazilian capitalism as it adopts Western-style lending practices. Keywords: [brazil](https://search.noagendashow.net/topic/brazil.md), bric, [mortgages](https://search.noagendashow.net/topic/mortgages.md), [real estate](https://search.noagendashow.net/topic/real-estate.md), [interest rates](https://search.noagendashow.net/topic/interest-rates.md) ### Rating Agencies, Financial System Shenanigans - **Episode:** [29: The Zen "Offer"](https://search.noagendashow.net/episode/29-the-zen-offer.md) - **Published:** 2008-05-03 - **Time:** 1:06:39–1:08:21 - **Transcript:** https://search.noagendashow.net/episode/29-the-zen-offer/chapter/rating-agencies-financial-system-shenanigans.md The global financial crisis is attributed in large part to the failure of rating agencies that granted "AAA" status to subprime mortgage securities. This systemic failure has led to a breakdown in the lending system, which has transitioned from personal relationships to automated, often offshore, computer-driven processes. Observers suggest that the current economic turmoil is the result of widespread "shenanigans" and a lack of transparency on Wall Street. Keywords: rating agencies, [bear stearns](https://search.noagendashow.net/topic/bear-stearns.md), mortgage securities, [financial crisis](https://search.noagendashow.net/topic/financial-crisis.md), [wall street](https://search.noagendashow.net/topic/wall-street.md) --- This is the markdown version of a page on The No Agenda Show for AI agents. Every public page on this site has one: add `.md` to its URL, or request it with `Accept: text/markdown`. - [Site index for agents (llms.txt)](https://search.noagendashow.net/llms.txt) - [Home](https://search.noagendashow.net/index.md) - [Search transcripts](https://search.noagendashow.net/search.md) - [All episodes](https://search.noagendashow.net/episodes.md) - [Topics](https://search.noagendashow.net/topics.md) - [People](https://search.noagendashow.net/people.md)