# Insurance Rates on The No Agenda Show

Insurance Rates comes up in 7 chapters across 7 episodes of The No Agenda Show, from May 2008 to August 2024.

- **Chapters:** 7
- **Episodes:** 7
- **Discussed:** May 2008 – August 2024
- **Related topics:** [Insurance](https://search.noagendashow.net/topic/insurance.md), [Aig](https://search.noagendashow.net/topic/aig.md), [Allstate](https://search.noagendashow.net/topic/allstate.md), [Bank Failures](https://search.noagendashow.net/topic/bank-failures.md), [Banking Crisis](https://search.noagendashow.net/topic/banking-crisis.md), [Barack Obama](https://search.noagendashow.net/topic/barack-obama.md), [Credit Rating](https://search.noagendashow.net/topic/credit-rating.md), [Fdic](https://search.noagendashow.net/topic/fdic.md), [Financial Crisis](https://search.noagendashow.net/topic/financial-crisis.md), [Generics](https://search.noagendashow.net/topic/generics.md)

## Chapters 1–7 of 7

### Price Controls, Washington Post Economic Critique

- **Episode:** [1687: Authentified](https://search.noagendashow.net/episode/1687-authentified.md)
- **Published:** 2024-08-18
- **Time:** 36:19–42:48
- **Transcript:** https://search.noagendashow.net/episode/1687-authentified/chapter/price-controls-washington-post-economic-critique.md

The Harris campaign's proposal to ban corporate price gouging on food is compared to socialist price fixing, with warnings that it could lead to food shortages. The Washington Post published a critique of Harris's $25,000 down-payment assistance for homebuyers, suggesting it would inflate housing prices. A tangent follows regarding rising homeowner insurance rates and a story about a driver's ed instructor arrested after lecturing against insurance company databases.

Keywords: [price gouging](https://search.noagendashow.net/topic/price-gouging.md), [washington post](https://search.noagendashow.net/topic/washington-post.md), mortgage interest deduction, [trump tax cuts](https://search.noagendashow.net/topic/trump-tax-cuts.md), [insurance rates](https://search.noagendashow.net/topic/insurance-rates.md)

### San Francisco State of Emergency and Coronavirus Testing Costs

- **Episode:** [1220: Sloganeer](https://search.noagendashow.net/episode/1220-sloganeer.md)
- **Published:** 2020-03-01
- **Time:** 11:27–13:56
- **Transcript:** https://search.noagendashow.net/episode/1220-sloganeer/chapter/san-francisco-state-of-emergency-and-coronavirus-testing-costs.md

San Francisco Mayor London Breed declared a state of emergency despite a lack of confirmed local cases, which the hosts suggest is a move to secure government funding. They report that coronavirus testing in the United States can cost up to $3,000 without insurance coverage. The segment concludes with a comparison of coronavirus lethality to annual deaths from hospital errors, gun suicides, and opioid overdoses.

Keywords: [san francisco](https://search.noagendashow.net/topic/san-francisco.md), [london breed](https://search.noagendashow.net/topic/london-breed.md), medical insurance, lethality rates, opioid overdose

### Insurance Industry, 500-Year Floodplain Rate Disputes

- **Episode:** [960: Sandy Super Strong](https://search.noagendashow.net/episode/960-sandy-super-strong.md)
- **Published:** 2017-08-31
- **Time:** 2:43–3:37
- **Transcript:** https://search.noagendashow.net/episode/960-sandy-super-strong/chapter/insurance-industry-500-year-floodplain-rate-disputes.md

Insurance companies are increasingly categorizing the Texas disaster as a 500-year flood rather than a 100-year flood to manipulate coverage rates. This distinction significantly impacts the financial liability of insurers and the premiums paid by property owners in affected zones.

Keywords: [insurance rates](https://search.noagendashow.net/topic/insurance-rates.md), floodplain, 100-year flood, 500-year flood, [global warming](https://search.noagendashow.net/topic/global-warming.md)

### Allstate Driving Patent, Physiological Monitoring and Data Sales

- **Episode:** [756: Shemita Cycle](https://search.noagendashow.net/episode/756-shemita-cycle.md)
- **Published:** 2015-09-13
- **Time:** 2:33:54–2:38:30
- **Transcript:** https://search.noagendashow.net/episode/756-shemita-cycle/chapter/allstate-driving-patent-physiological-monitoring-and-data-sales.md

Allstate has been awarded a patent for technology that monitors driving habits, including braking, speed, and physiological data like heart rate via the steering wheel. The patent envisions selling this data to banks, marketers, and health insurance companies to assess risk. Proponents argue it improves safety and offers discounts, while critics warn of a future where insurance is mandatory and behavior is constantly tracked.

Keywords: [allstate](https://search.noagendashow.net/topic/allstate.md), [patent](https://search.noagendashow.net/topic/patent.md), driving habits, [heart rate](https://search.noagendashow.net/topic/heart-rate.md), [insurance](https://search.noagendashow.net/topic/insurance.md)

### Obama Contraceptive Mandate, Pharmaceutical Industry Profits

- **Episode:** [389: Camels Everywhere!](https://search.noagendashow.net/episode/389-camels-everywhere.md)
- **Published:** 2012-03-08
- **Time:** 30:34–34:24
- **Transcript:** https://search.noagendashow.net/episode/389-camels-everywhere/chapter/obama-contraceptive-mandate-pharmaceutical-industry-profits.md

The Obama administration's mandate for insurance coverage of contraceptives is framed as a windfall for the pharmaceutical industry. By eliminating co-pays, the policy encourages the use of expensive brand-name drugs over generics, benefiting companies like Pfizer. This shift is expected to drive up overall insurance premiums despite the lack of immediate cost to the consumer.

Keywords: [barack obama](https://search.noagendashow.net/topic/barack-obama.md), [pfizer](https://search.noagendashow.net/topic/pfizer.md), sally sussman, healthcare mandate, [generics](https://search.noagendashow.net/topic/generics.md), [insurance rates](https://search.noagendashow.net/topic/insurance-rates.md)

### FDIC Funding Crisis and Bank Lending Proposals

- **Episode:** [133: The Algae Car Saves Ohio](https://search.noagendashow.net/episode/133-the-algae-car-saves-ohio.md)
- **Published:** 2009-09-23
- **Time:** 38:44–41:16
- **Transcript:** https://search.noagendashow.net/episode/133-the-algae-car-saves-ohio/chapter/fdic-funding-crisis-and-bank-lending-proposals.md

The FDIC is considering a plan to borrow billions of dollars from healthy private banks to replenish its insurance fund, which has been depleted by a wave of bank failures. Critics argue this creates a circular financial logic where taxpayer-funded banks lend money back to the government with interest.

Keywords: [fdic](https://search.noagendashow.net/topic/fdic.md), [banking crisis](https://search.noagendashow.net/topic/banking-crisis.md), federal deposit insurance corporation, [interest rates](https://search.noagendashow.net/topic/interest-rates.md), [bank failures](https://search.noagendashow.net/topic/bank-failures.md)

### AIG Credit Rating and Financial Watchdog Failures

- **Episode:** [30: Authoritarianism](https://search.noagendashow.net/episode/30-authoritarianism.md)
- **Published:** 2008-05-10
- **Time:** 31:02–32:29
- **Transcript:** https://search.noagendashow.net/episode/30-authoritarianism/chapter/aig-credit-rating-and-financial-watchdog-failures.md

The failure of credit rating agencies is highlighted by Standard & Poor's delayed downgrade of AIG following an $8 billion loss. The relationship between investment firms and analysts is described as a "bogus scam" where high ratings were often exchanged for underwriting business during the dot-com era.

Keywords: [aig](https://search.noagendashow.net/topic/aig.md), [standard & poor's](https://search.noagendashow.net/topic/standard-poor-s.md), [credit rating](https://search.noagendashow.net/topic/credit-rating.md), [financial crisis](https://search.noagendashow.net/topic/financial-crisis.md), [insurance](https://search.noagendashow.net/topic/insurance.md), analysts

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