# Experian Boost on The No Agenda Show

Experian Boost comes up in 3 chapters across 3 episodes of The No Agenda Show, from January 2019 to January 2021.

- **Chapters:** 3
- **Episodes:** 3
- **Discussed:** January 2019 – January 2021
- **Related topics:** [Credit Karma](https://search.noagendashow.net/topic/credit-karma.md), [Credit Rating](https://search.noagendashow.net/topic/credit-rating.md), [Credit Score](https://search.noagendashow.net/topic/credit-score.md), [Data Tracking](https://search.noagendashow.net/topic/data-tracking.md), [Fico](https://search.noagendashow.net/topic/fico.md), [Fico Score](https://search.noagendashow.net/topic/fico-score.md), [Financial Surveillance](https://search.noagendashow.net/topic/financial-surveillance.md), [Social Credit](https://search.noagendashow.net/topic/social-credit.md), [Social Credit Score](https://search.noagendashow.net/topic/social-credit-score.md), [Streaming Services](https://search.noagendashow.net/topic/streaming-services.md)

## Chapters 1–3 of 3

### Experian Boost and the American Social Credit System

- **Episode:** [1312: iPhony](https://search.noagendashow.net/episode/1312-iphony.md)
- **Published:** 2021-01-15
- **Time:** 1:16:42–1:19:16
- **Transcript:** https://search.noagendashow.net/episode/1312-iphony/chapter/experian-boost-and-the-american-social-credit-system.md

Experian Boost is marketing a service that allows users to raise their credit scores by linking their streaming service payment history. Critics argue this represents the first phase of an American social credit system, where consumer behavior and media consumption are used to determine financial trustworthiness and access to credit.

Keywords: [experian boost](https://search.noagendashow.net/topic/experian-boost.md), [social credit score](https://search.noagendashow.net/topic/social-credit-score.md), [credit rating](https://search.noagendashow.net/topic/credit-rating.md), [streaming services](https://search.noagendashow.net/topic/streaming-services.md), [data tracking](https://search.noagendashow.net/topic/data-tracking.md)

### Experian Boost, Credit Score Behavioral Modification

- **Episode:** [1125: Elusive Logic](https://search.noagendashow.net/episode/1125-elusive-logic.md)
- **Published:** 2019-03-31
- **Time:** 2:02:45–2:06:31
- **Transcript:** https://search.noagendashow.net/episode/1125-elusive-logic/chapter/experian-boost-credit-score-behavioral-modification.md

The "Experian Boost" service is criticized as a tool for behavioral manipulation, encouraging users to grant access to utility payment data in exchange for a manufactured "Advantage" score. The hosts liken this to a Western version of China's social credit system, designed to train consumers to prioritize certain bills and install tracking apps.

Keywords: [experian boost](https://search.noagendashow.net/topic/experian-boost.md), [credit karma](https://search.noagendashow.net/topic/credit-karma.md), [fico score](https://search.noagendashow.net/topic/fico-score.md), [social credit](https://search.noagendashow.net/topic/social-credit.md), behavioral modification

### Experian Boost and UltraFICO Credit Scoring

- **Episode:** [1103: Act IX](https://search.noagendashow.net/episode/1103-act-ix.md)
- **Published:** 2019-01-15
- **Time:** 1:49:51–1:53:53
- **Transcript:** https://search.noagendashow.net/episode/1103-act-ix/chapter/experian-boost-and-ultrafico-credit-scoring.md

Experian and FICO are launching new programs, Experian Boost and UltraFICO, which allow the companies to access consumers' bank accounts and utility payments to potentially raise their credit scores. The hosts describe this as a "dystopian future" similar to the Chinese social credit system, warning that it increases financial surveillance of private citizens.

Keywords: [experian boost](https://search.noagendashow.net/topic/experian-boost.md), ultrafico, [credit score](https://search.noagendashow.net/topic/credit-score.md), [fico](https://search.noagendashow.net/topic/fico.md), [financial surveillance](https://search.noagendashow.net/topic/financial-surveillance.md)

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