# Equifax on The No Agenda Show

Equifax comes up in 13 chapters across 12 episodes of The No Agenda Show, from January 2010 to July 2020.

- **Chapters:** 13
- **Episodes:** 12
- **Discussed:** January 2010 – July 2020
- **Related topics:** [Data Breach](https://search.noagendashow.net/topic/data-breach.md), [Elizabeth Warren](https://search.noagendashow.net/topic/elizabeth-warren.md), [Ccp](https://search.noagendashow.net/topic/ccp.md), [Credit Score](https://search.noagendashow.net/topic/credit-score.md), [Cybersecurity](https://search.noagendashow.net/topic/cybersecurity.md), [Fbi](https://search.noagendashow.net/topic/fbi.md), [Chase Bank](https://search.noagendashow.net/topic/chase-bank.md), [China](https://search.noagendashow.net/topic/china.md), [Christopher Wray](https://search.noagendashow.net/topic/christopher-wray.md), [Cia](https://search.noagendashow.net/topic/cia.md)

## Chapters 1–13 of 13

### FBI Director Christopher Wray, Chinese Economic Espionage

- **Episode:** [1258: Dummy Placebo](https://search.noagendashow.net/episode/1258-dummy-placebo.md)
- **Published:** 2020-07-12
- **Time:** 1:47:23–1:51:50
- **Transcript:** https://search.noagendashow.net/episode/1258-dummy-placebo/chapter/fbi-director-christopher-wray-chinese-economic-espionage.md

FBI Director Christopher Wray delivered a lecture at the Hudson Institute, identifying the Chinese Communist Party (CCP) as the greatest long-term threat to U.S. economic and national security. Wray revealed that the FBI opens a new China-related counterintelligence case every ten hours. He specifically cited the 2017 Equifax hack, which compromised the personal data of 150 million Americans, as a state-sponsored military operation.

Keywords: [christopher wray](https://search.noagendashow.net/topic/christopher-wray.md), [fbi](https://search.noagendashow.net/topic/fbi.md), [china](https://search.noagendashow.net/topic/china.md), [ccp](https://search.noagendashow.net/topic/ccp.md), economic espionage, equifax hack, [intellectual property](https://search.noagendashow.net/topic/intellectual-property.md)

### Equifax Indictment, China's "Whole-of-State" Ambition

- **Episode:** [1258: Dummy Placebo](https://search.noagendashow.net/episode/1258-dummy-placebo.md)
- **Published:** 2020-07-12
- **Time:** 1:51:51–1:55:08
- **Transcript:** https://search.noagendashow.net/episode/1258-dummy-placebo/chapter/equifax-indictment-china-s-whole-of-state-ambition.md

The U.S. has filed indictments against Chinese military hackers for the Equifax breach, though the news was largely overshadowed by COVID-19 coverage. Director Wray described China's efforts as a "whole-of-state" campaign to become the world's only superpower through theft rather than legitimate innovation. This campaign targets healthcare organizations and pharmaceutical companies conducting essential research.

Keywords: [equifax](https://search.noagendashow.net/topic/equifax.md), [indictment](https://search.noagendashow.net/topic/indictment.md), [ccp](https://search.noagendashow.net/topic/ccp.md), [superpower](https://search.noagendashow.net/topic/superpower.md), [innovation](https://search.noagendashow.net/topic/innovation.md), [trade deal](https://search.noagendashow.net/topic/trade-deal.md), [counterintelligence](https://search.noagendashow.net/topic/counterintelligence.md)

### Equifax Hack Indictment and Lobbying Firm Allegations

- **Episode:** [1216: Rando](https://search.noagendashow.net/episode/1216-rando.md)
- **Published:** 2020-02-16
- **Time:** 1:41:31–1:44:34
- **Transcript:** https://search.noagendashow.net/episode/1216-rando/chapter/equifax-hack-indictment-and-lobbying-firm-allegations.md

A whistleblower from the lobbying industry claims that the DOJ indictment of Chinese military hackers for the Equifax breach was actually orchestrated by the lobbying firm Akin Gump. The goal was allegedly to provide Equifax with a "state actor" excuse to force insurance companies to pay out for class-action losses resulting from the company's failure to patch its systems.

Keywords: [equifax](https://search.noagendashow.net/topic/equifax.md), [department of justice](https://search.noagendashow.net/topic/department-of-justice.md), akin gump, [lobbying](https://search.noagendashow.net/topic/lobbying.md), [insurance fraud](https://search.noagendashow.net/topic/insurance-fraud.md)

### FICO Score Calculation Changes and Credit Ratings

- **Episode:** [1064: Post Racial](https://search.noagendashow.net/episode/1064-post-racial.md)
- **Published:** 2018-09-02
- **Time:** 2:45:58–2:51:34
- **Transcript:** https://search.noagendashow.net/episode/1064-post-racial/chapter/fico-score-calculation-changes-and-credit-ratings.md

Major credit bureaus are revamping FICO score calculations by removing library fines, parking tickets, and certain medical debts from reports. This change is expected to raise credit scores for millions of Americans, potentially allowing them to take on more debt. The hosts view this as a prelude to a potential market crash driven by over-extension of credit.

Keywords: [fico](https://search.noagendashow.net/topic/fico.md), [credit score](https://search.noagendashow.net/topic/credit-score.md), [medical debt](https://search.noagendashow.net/topic/medical-debt.md), [equifax](https://search.noagendashow.net/topic/equifax.md), [experian](https://search.noagendashow.net/topic/experian.md)

### Equifax Security Breach, Elizabeth Warren Senate Hearing

- **Episode:** [970: Golf Bag Nukes](https://search.noagendashow.net/episode/970-golf-bag-nukes.md)
- **Published:** 2017-10-05
- **Time:** 2:49:04–2:52:20
- **Transcript:** https://search.noagendashow.net/episode/970-golf-bag-nukes/chapter/equifax-security-breach-elizabeth-warren-senate-hearing.md

Former Equifax CEO Richard Smith was questioned by Senator Elizabeth Warren regarding the company's potential to profit from its own security breach through credit monitoring sales. Senator John Kennedy of Louisiana compared the company's business model to giving "Lindsay Lohan the keys to the minibar." The discussion also highlights $2 million in insider stock sales by Equifax executives just before the breach was publicly disclosed.

Keywords: [equifax](https://search.noagendashow.net/topic/equifax.md), [elizabeth warren](https://search.noagendashow.net/topic/elizabeth-warren.md), richard smith, [john kennedy](https://search.noagendashow.net/topic/john-kennedy.md), [lindsay lohan](https://search.noagendashow.net/topic/lindsay-lohan.md)

### Equifax Data Breach Disclosure, Mel Brooks Interview

- **Episode:** [967: dotard](https://search.noagendashow.net/episode/967-dotard.md)
- **Published:** 2017-09-24
- **Time:** 2:55:12–2:57:47
- **Transcript:** https://search.noagendashow.net/episode/967-dotard/chapter/equifax-data-breach-disclosure-mel-brooks-interview.md

Equifax faced criticism for failing to disclose a March data breach until months later, despite hiring security firm Mandiant to investigate. In other news, filmmaker Mel Brooks stated that his classic comedy "Blazing Saddles" could never be made today due to modern political correctness.

Keywords: [equifax](https://search.noagendashow.net/topic/equifax.md), [mandiant](https://search.noagendashow.net/topic/mandiant.md), [data breach](https://search.noagendashow.net/topic/data-breach.md), [mel brooks](https://search.noagendashow.net/topic/mel-brooks.md), blazing saddles

### Equifax Data Breach, Executive Retirements and Credit Freezes

- **Episode:** [965: Yanking Mics](https://search.noagendashow.net/episode/965-yanking-mics.md)
- **Published:** 2017-09-17
- **Time:** 2:31:24–2:34:08
- **Transcript:** https://search.noagendashow.net/episode/965-yanking-mics/chapter/equifax-data-breach-executive-retirements-and-credit-freezes.md

Following a massive data breach affecting 143 million Americans, Equifax's Chief Security Officer and Chief Information Officer have retired. Senator Elizabeth Warren has launched an investigation into the company. Consumers are encouraged to use the FTC-recommended process to freeze their credit with Equifax, Experian, and TransUnion to prevent identity theft.

Keywords: [equifax](https://search.noagendashow.net/topic/equifax.md), [elizabeth warren](https://search.noagendashow.net/topic/elizabeth-warren.md), [data breach](https://search.noagendashow.net/topic/data-breach.md), credit freeze, [ftc](https://search.noagendashow.net/topic/ftc.md)

### CIA Data Security and Equifax Breach

- **Episode:** [964: 6th Mass Extinction](https://search.noagendashow.net/episode/964-6th-mass-extinction.md)
- **Published:** 2017-09-14
- **Time:** 35:39–37:14
- **Transcript:** https://search.noagendashow.net/episode/964-6th-mass-extinction/chapter/cia-data-security-and-equifax-breach.md

The CIA faces criticism for its inability to secure sensitive intelligence documents that were subsequently published by WikiLeaks. This failure is compared to the Equifax data breach, which exposed the personal information of millions of Americans and British citizens. The hosts suggest that the government's pursuit of whistleblowers is a reaction to the embarrassment of their own security lapses.

Keywords: [cia](https://search.noagendashow.net/topic/cia.md), [wikileaks](https://search.noagendashow.net/topic/wikileaks.md), [equifax](https://search.noagendashow.net/topic/equifax.md), [data breach](https://search.noagendashow.net/topic/data-breach.md), [cybersecurity](https://search.noagendashow.net/topic/cybersecurity.md)

### Equifax Data Breach, Cybersecurity Failures and Executive Stock Sales

- **Episode:** [963: Born This Way](https://search.noagendashow.net/episode/963-born-this-way.md)
- **Published:** 2017-09-10
- **Time:** 5:01
- **Transcript:** https://search.noagendashow.net/episode/963-born-this-way/chapter/equifax-data-breach-cybersecurity-failures-and-executive-stock-sales.md

Equifax revealed a massive cyber attack impacting 143 million Americans, exposing sensitive data including Social Security numbers and birth dates. Critics and lawmakers like Elizabeth Warren have called for investigations into why the company waited six weeks to announce the hack. Reports indicate three senior executives sold $1.8 million in stock shortly after the breach was discovered, though the company claims they were unaware of the incident at the time.

Keywords: [equifax](https://search.noagendashow.net/topic/equifax.md), [data breach](https://search.noagendashow.net/topic/data-breach.md), rick smith, [elizabeth warren](https://search.noagendashow.net/topic/elizabeth-warren.md), [cybersecurity](https://search.noagendashow.net/topic/cybersecurity.md), [social security numbers](https://search.noagendashow.net/topic/social-security-numbers.md)

### Credit Score Volatility, Comenity Bank and Pier 1

- **Episode:** [897: Douchebag Disneyland](https://search.noagendashow.net/episode/897-douchebag-disneyland.md)
- **Published:** 2017-01-22
- **Time:** 2:24:53–2:28:58
- **Transcript:** https://search.noagendashow.net/episode/897-douchebag-disneyland/chapter/credit-score-volatility-comenity-bank-and-pier-1.md

A host describes a sudden 90-point drop in their credit score caused by Comenity Bank's acquisition of Pier 1 credit accounts from Chase. The "unintended consequence of technology" resulted in old accounts appearing as new openings, negatively impacting credit ratings for many consumers.

Keywords: [credit score](https://search.noagendashow.net/topic/credit-score.md), [equifax](https://search.noagendashow.net/topic/equifax.md), comenity bank, pier 1, [chase bank](https://search.noagendashow.net/topic/chase-bank.md)

### Celebrity Identity Theft, Cyber Security Legislation

- **Episode:** [495: Big Mac & Cheese](https://search.noagendashow.net/episode/495-big-mac-cheese.md)
- **Published:** 2013-03-14
- **Time:** 56:59–1:03:17
- **Transcript:** https://search.noagendashow.net/episode/495-big-mac-cheese/chapter/celebrity-identity-theft-cyber-security-legislation.md

A high-profile "hack attack" targeting the personal financial information of Michelle Obama, Joe Biden, and Kim Kardashian is analyzed as a coordinated media event. The hosts argue the incident is being used to build public support for increased government surveillance and information sharing between corporations and the state.

Keywords: [michelle obama](https://search.noagendashow.net/topic/michelle-obama.md), [kim kardashian](https://search.noagendashow.net/topic/kim-kardashian.md), [equifax](https://search.noagendashow.net/topic/equifax.md), [fbi](https://search.noagendashow.net/topic/fbi.md), [cyber command](https://search.noagendashow.net/topic/cyber-command.md)

### FICO Scores, Credit Reporting Agency Scams

- **Episode:** [181: Jihad Jane Rides Again](https://search.noagendashow.net/episode/181-jihad-jane-rides-again.md)
- **Published:** 2010-03-11
- **Time:** 7:02–10:24
- **Transcript:** https://search.noagendashow.net/episode/181-jihad-jane-rides-again/chapter/fico-scores-credit-reporting-agency-scams.md

The American credit reporting system, specifically the Fair Isaac Corporation (FICO), is characterized as a predatory scam that forces citizens into debt. Issues cited include inaccurate reporting by agencies like Equifax and the difficulty of repairing credit scores without professional intervention. The discussion encourages listeners to adopt a cash-only lifestyle to avoid the systemic traps of the credit industry.

Keywords: [fico score](https://search.noagendashow.net/topic/fico-score.md), [equifax](https://search.noagendashow.net/topic/equifax.md), [fair isaac corporation](https://search.noagendashow.net/topic/fair-isaac-corporation.md), credit reporting, [debt](https://search.noagendashow.net/topic/debt.md)

### William J. Clinton Foundation, Communities Foundation of Texas Finances

- **Episode:** [168: Relief From Haiti Relief](https://search.noagendashow.net/episode/168-relief-from-haiti-relief.md)
- **Published:** 2010-01-24
- **Time:** 18:09–22:41
- **Transcript:** https://search.noagendashow.net/episode/168-relief-from-haiti-relief/chapter/william-j-clinton-foundation-communities-foundation-of-texas-finances.md

Financial analysis of the foundations involved in Haiti relief reveals high overhead costs, including $30 million in salaries at the Clinton Foundation. The online donation process for the relief fund is criticized for using Blackbaud and Equifax systems that triggered security warnings during the hosts' investigation.

Keywords: [clinton foundation](https://search.noagendashow.net/topic/clinton-foundation.md), sarah nelson, [rand corporation](https://search.noagendashow.net/topic/rand-corporation.md), blackbaud, [equifax](https://search.noagendashow.net/topic/equifax.md)

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