# Digital Payments on The No Agenda Show Digital Payments comes up in 9 chapters across 9 episodes of The No Agenda Show, from February 2012 to July 2025. - **Chapters:** 9 - **Episodes:** 9 - **Discussed:** February 2012 – July 2025 - **Related topics:** [Cbdc](https://search.noagendashow.net/topic/cbdc.md), [Federal Reserve](https://search.noagendashow.net/topic/federal-reserve.md), [Abba](https://search.noagendashow.net/topic/abba.md), [Anonymous Donors](https://search.noagendashow.net/topic/anonymous-donors.md), [Australia](https://search.noagendashow.net/topic/australia.md), [Bank Checks](https://search.noagendashow.net/topic/bank-checks.md), [Banking](https://search.noagendashow.net/topic/banking.md), [Bill Gates](https://search.noagendashow.net/topic/bill-gates.md), [Cares Act](https://search.noagendashow.net/topic/cares-act.md), [Cash](https://search.noagendashow.net/topic/cash.md) ## Chapters 1–9 of 9 ### John Fetterman, Payment Choice Act for Cash - **Episode:** [1784: Yakcasting](https://search.noagendashow.net/episode/1784-yakcasting.md) - **Published:** 2025-07-24 - **Time:** 2:55:06–2:57:33 - **Transcript:** https://search.noagendashow.net/episode/1784-yakcasting/chapter/john-fetterman-payment-choice-act-for-cash.md Senator John Fetterman introduced the Payment Choice Act, which would make it illegal for businesses to refuse cash payments. The legislation aims to protect "unbanked" individuals and those who prefer physical currency over digital tracking. Similar laws already exist in cities like Philadelphia and Berkeley to ensure economic access for all citizens. Keywords: [john fetterman](https://search.noagendashow.net/topic/john-fetterman.md), [cash](https://search.noagendashow.net/topic/cash.md), payment choice act, [philadelphia](https://search.noagendashow.net/topic/philadelphia.md), [digital currency](https://search.noagendashow.net/topic/digital-currency.md) ### FedNow Launch, Central Bank Digital Currency - **Episode:** [1538: FedNow](https://search.noagendashow.net/episode/1538-fednow.md) - **Published:** 2023-03-16 - **Time:** 2:23:41–2:26:52 - **Transcript:** https://search.noagendashow.net/episode/1538-fednow/chapter/fednow-launch-central-bank-digital-currency.md The Federal Reserve announced the July launch of FedNow, a real-time digital payment system. While officials claim it may eliminate the need for a Central Bank Digital Currency (CBDC), critics argue it provides the same level of government surveillance and control over transactions. The system is designed to allow for immediate government disbursements and peer-to-peer transfers, potentially bypassing traditional regional banks. Keywords: [fednow](https://search.noagendashow.net/topic/fednow.md), [federal reserve](https://search.noagendashow.net/topic/federal-reserve.md), [cbdc](https://search.noagendashow.net/topic/cbdc.md), [digital payments](https://search.noagendashow.net/topic/digital-payments.md), [surveillance](https://search.noagendashow.net/topic/surveillance.md) ### Central Bank Digital Currencies, Cross-Border Payments - **Episode:** [1505: Cat's Paw](https://search.noagendashow.net/episode/1505-cat-s-paw.md) - **Published:** 2022-11-20 - **Time:** 41:11–43:26 - **Transcript:** https://search.noagendashow.net/episode/1505-cat-s-paw/chapter/central-bank-digital-currencies-cross-border-payments.md The G20, in collaboration with the IMF and World Bank, explored the interoperability of Central Bank Digital Currencies (CBDCs) for international transactions. The "G20 roadmap for enhancing cross-border payments" seeks to integrate digital currencies into the global financial ecosystem. Leaders also discussed the role of special drawing rights and the regulation of global stablecoins to maintain financial stability. Keywords: [cbdc](https://search.noagendashow.net/topic/cbdc.md), [imf](https://search.noagendashow.net/topic/imf.md), [world bank](https://search.noagendashow.net/topic/world-bank.md), cross-border payments, [digital economy](https://search.noagendashow.net/topic/digital-economy.md) ### Lael Brainard, Central Bank Digital Currency - **Episode:** [1401: Boost or Baste](https://search.noagendashow.net/episode/1401-boost-or-baste.md) - **Published:** 2021-11-21 - **Time:** 1:52:45–1:57:57 - **Transcript:** https://search.noagendashow.net/episode/1401-boost-or-baste/chapter/lael-brainard-central-bank-digital-currency.md Federal Reserve Governor Lael Brainard is being considered for a top leadership role, bringing her previous advocacy for a "resilient instant payment system" into focus. Her proposals are viewed as the foundation for a Central Bank Digital Currency (CBDC) that would facilitate Universal Basic Income and direct government monitoring of consumer spending. Keywords: lael brainard, [federal reserve](https://search.noagendashow.net/topic/federal-reserve.md), [central bank digital currency](https://search.noagendashow.net/topic/central-bank-digital-currency.md), [cares act](https://search.noagendashow.net/topic/cares-act.md), instant payments, [ubi](https://search.noagendashow.net/topic/ubi.md) ### Sweden Cashless Society, ABBA Museum - **Episode:** [1160: VAT Camel](https://search.noagendashow.net/episode/1160-vat-camel.md) - **Published:** 2019-08-04 - **Time:** 1:57:31–1:59:49 - **Transcript:** https://search.noagendashow.net/episode/1160-vat-camel/chapter/sweden-cashless-society-abba-museum.md Sweden is rapidly becoming a cashless society, with only 13% of citizens using physical currency for recent purchases. The ABBA Museum in Stockholm has notably stopped accepting cash entirely, a move criticized as an unnecessary push toward total digital surveillance. Keywords: [sweden](https://search.noagendashow.net/topic/sweden.md), [cashless](https://search.noagendashow.net/topic/cashless.md), [abba](https://search.noagendashow.net/topic/abba.md), abba museum, [digital payments](https://search.noagendashow.net/topic/digital-payments.md) ### Australia, War on Cash, Fintech Hub - **Episode:** [955: Outrage Addition](https://search.noagendashow.net/episode/955-outrage-addition.md) - **Published:** 2017-08-13 - **Time:** 2:01:53–2:05:51 - **Transcript:** https://search.noagendashow.net/episode/955-outrage-addition/chapter/australia-war-on-cash-fintech-hub.md The Australian government's "Black Economy Task Force" is proposing sanctions against consumers who use cash for large purchases without obtaining receipts. This move is part of a broader "cultural change agenda" to transition the country into a global financial technology (fintech) hub. Critics point to recent payment network outages in the Netherlands as a warning of the fragility of a purely cashless society. Keywords: [australia](https://search.noagendashow.net/topic/australia.md), [war on cash](https://search.noagendashow.net/topic/war-on-cash.md), [fintech](https://search.noagendashow.net/topic/fintech.md), black economy, [digital payments](https://search.noagendashow.net/topic/digital-payments.md) ### Cashless Society, UK High Street Experiment - **Episode:** [628: Italian Lightning](https://search.noagendashow.net/episode/628-italian-lightning.md) - **Published:** 2014-06-22 - **Time:** 3:21:36–3:25:24 - **Transcript:** https://search.noagendashow.net/episode/628-italian-lightning/chapter/cashless-society-uk-high-street-experiment.md A "cashless weekend" experiment in the UK is used to promote the transition away from physical currency. The hosts defend the use of cash and checks, noting that Chase Bank has begun restricting cash deposits into third-party accounts. Keywords: [cashless society](https://search.noagendashow.net/topic/cashless-society.md), [united kingdom](https://search.noagendashow.net/topic/united-kingdom.md), [debit cards](https://search.noagendashow.net/topic/debit-cards.md), [chase bank](https://search.noagendashow.net/topic/chase-bank.md), [banking](https://search.noagendashow.net/topic/banking.md), [digital payments](https://search.noagendashow.net/topic/digital-payments.md) ### Better Than Cash Alliance, Bill Gates Digital Payments - **Episode:** [571: New World Odor](https://search.noagendashow.net/episode/571-new-world-odor.md) - **Published:** 2013-12-05 - **Time:** 34:24–41:40 - **Transcript:** https://search.noagendashow.net/episode/571-new-world-odor/chapter/better-than-cash-alliance-bill-gates-digital-payments.md The Better Than Cash Alliance is a global initiative funded by the Bill & Melinda Gates Foundation, Citigroup, and Visa to accelerate the transition from physical cash to digital payments. Critics argue that eliminating cash removes the anonymity of transactions and allows financial institutions to extract a percentage of every exchange through fees. The initiative is framed as a way to provide financial services to the "unbanked" in developing nations. Keywords: better than cash alliance, [bill gates](https://search.noagendashow.net/topic/bill-gates.md), [visa](https://search.noagendashow.net/topic/visa.md), [mastercard](https://search.noagendashow.net/topic/mastercard.md), [digital payments](https://search.noagendashow.net/topic/digital-payments.md) ### Bank Payment Plans and No Agenda Art - **Episode:** [384: No Specific Plot](https://search.noagendashow.net/episode/384-no-specific-plot.md) - **Published:** 2012-02-19 - **Time:** 1:58:35–2:02:42 - **Transcript:** https://search.noagendashow.net/episode/384-no-specific-plot/chapter/bank-payment-plans-and-no-agenda-art.md The hosts discuss the logistics of receiving donations via bank-automated checks and the importance of listener-contributed art. They note a correlation between the quality of the show's cover art and the level of financial support received from the "producers." Keywords: [bank checks](https://search.noagendashow.net/topic/bank-checks.md), time payments, [show notes](https://search.noagendashow.net/topic/show-notes.md), [digital art](https://search.noagendashow.net/topic/digital-art.md), [anonymous donors](https://search.noagendashow.net/topic/anonymous-donors.md) --- This is the markdown version of a page on The No Agenda Show for AI agents. Every public page on this site has one: add `.md` to its URL, or request it with `Accept: text/markdown`. - [Site index for agents (llms.txt)](https://search.noagendashow.net/llms.txt) - [Home](https://search.noagendashow.net/index.md) - [Search transcripts](https://search.noagendashow.net/search.md) - [All episodes](https://search.noagendashow.net/episodes.md) - [Topics](https://search.noagendashow.net/topics.md) - [People](https://search.noagendashow.net/people.md)