# Credit Card on The No Agenda Show Credit Card comes up in 82 chapters across 73 episodes of The No Agenda Show, from May 2008 to September 2026. - **Chapters:** 82 - **Episodes:** 73 - **Discussed:** May 2008 – September 2026 - **Related topics:** [Banking](https://search.noagendashow.net/topic/banking.md), [American Express](https://search.noagendashow.net/topic/american-express.md), [Barack Obama](https://search.noagendashow.net/topic/barack-obama.md), [Cashless Society](https://search.noagendashow.net/topic/cashless-society.md), [Chip And Pin](https://search.noagendashow.net/topic/chip-and-pin.md), [Donations](https://search.noagendashow.net/topic/donations.md), [Paypal](https://search.noagendashow.net/topic/paypal.md), [Privacy](https://search.noagendashow.net/topic/privacy.md), [Capital One](https://search.noagendashow.net/topic/capital-one.md), [Chase Bank](https://search.noagendashow.net/topic/chase-bank.md) ## Chapters 1–20 of 82 ### Executive Producer Donations and Startup Plugs - **Episode:** [1907: One Shotted](https://search.noagendashow.net/episode/1907-one-shotted.md) - **Published:** 2026-09-27 - **Time:** 2:12:25–2:16:43 - **Transcript:** https://search.noagendashow.net/episode/1907-one-shotted/chapter/executive-producer-donations-and-startup-plugs.md Dana Brunetti donates $500 to become an Executive Producer, jokingly calling Jason Calacanis a "solid number two." Other major donors include Nicholas Herron and Sir Commodore Brennan, who plugs his startup, Voss Loyalty, which focuses on customizable credit card rewards. Adam Curry reads several notes from long-time listeners who are supporting the show in memory of John C. Dvorak. Keywords: [dana brunetti](https://search.noagendashow.net/topic/dana-brunetti.md), voss loyalty, [credit cards](https://search.noagendashow.net/topic/credit-cards.md), [florida](https://search.noagendashow.net/topic/florida.md), [donations](https://search.noagendashow.net/topic/donations.md) ### Native Advertising and Fake News on NBC - **Episode:** [1889: Producer's Tribute to JCD](https://search.noagendashow.net/episode/1889-producer-s-tribute-to-jcd.md) - **Published:** 2026-07-27 - **Time:** 1:18:23–1:22:43 - **Transcript:** https://search.noagendashow.net/episode/1889-producer-s-tribute-to-jcd/chapter/native-advertising-and-fake-news-on-nbc.md An NBC News segment featuring JoLynn Kent is identified as a "native ad" for credit card companies like American Express. The report, which highlights hidden perks like free towing and purchase protection, is criticized for using a staged reenactment of a woman's car breaking down. The hosts argue that such segments blur the line between journalism and corporate promotion. Keywords: [nbc news](https://search.noagendashow.net/topic/nbc-news.md), [native advertising](https://search.noagendashow.net/topic/native-advertising.md), [american express](https://search.noagendashow.net/topic/american-express.md), [credit cards](https://search.noagendashow.net/topic/credit-cards.md), [fake news](https://search.noagendashow.net/topic/fake-news.md) ### John C. Dvorak's Tip of the Day, RFID Blocking Cards - **Episode:** [1882: Buy the Crash](https://search.noagendashow.net/episode/1882-buy-the-crash.md) - **Published:** 2026-07-02 - **Time:** 2:40:34–2:43:23 - **Transcript:** https://search.noagendashow.net/episode/1882-buy-the-crash/chapter/john-c-dvorak-s-tip-of-the-day-rfid-blocking-cards.md John C. Dvorak provides the "Tip of the Day," recommending the Magriffin RFID blocking card. The card uses electronic circuitry to jam signals from potential data thieves within a four-inch radius, protecting both credit cards and passports. Dvorak suggests placing the card in the middle of a wallet for maximum effectiveness. Keywords: [rfid](https://search.noagendashow.net/topic/rfid.md), magriffin, [credit cards](https://search.noagendashow.net/topic/credit-cards.md), [passports](https://search.noagendashow.net/topic/passports.md), [security](https://search.noagendashow.net/topic/security.md), wallet ### Mimi Smith-Dvorak Career, Credit Card Fraud Desk and Arrests - **Episode:** [1849: Hose Water](https://search.noagendashow.net/episode/1849-hose-water.md) - **Published:** 2026-03-08 - **Time:** 14:46–15:59 - **Transcript:** https://search.noagendashow.net/episode/1849-hose-water/chapter/mimi-smith-dvorak-career-credit-card-fraud-desk-and-arrests.md Mimi Smith-Dvorak recounts her time working the graveyard shift at MasterCharge (now MasterCard) in the 1970s. She describes working the fraud desk where she would flirt with suspects over the phone to keep them on the line while her partner alerted local police to make an arrest. She frequently testified in court against these individuals as part of her duties. Keywords: mastercharge, [mastercard](https://search.noagendashow.net/topic/mastercard.md), [credit card fraud](https://search.noagendashow.net/topic/credit-card-fraud.md), [oakland](https://search.noagendashow.net/topic/oakland.md), [1970s](https://search.noagendashow.net/topic/1970s.md), [undercover](https://search.noagendashow.net/topic/undercover.md) ### Stablecoin Gambit and Global Financial System Attack - **Episode:** [1834: Swarm Forge](https://search.noagendashow.net/episode/1834-swarm-forge.md) - **Published:** 2026-01-15 - **Time:** 1:50:46–1:58:44 - **Transcript:** https://search.noagendashow.net/episode/1834-swarm-forge/chapter/stablecoin-gambit-and-global-financial-system-attack.md A theory is proposed that the Trump administration, led by Scott Bessent, aims to neutralize the central banking system using a "stablecoin gambit" to replace the SWIFT settlement system. This is linked to Trump's proposal to cap credit card interest rates at 10%, which could severely disrupt the traditional banking business model. Shopify's adoption of stablecoin for checkouts is cited as evidence of this shift. Keywords: [scott bessent](https://search.noagendashow.net/topic/scott-bessent.md), [stablecoin](https://search.noagendashow.net/topic/stablecoin.md), [swift](https://search.noagendashow.net/topic/swift.md), [shopify](https://search.noagendashow.net/topic/shopify.md), [thomas massie](https://search.noagendashow.net/topic/thomas-massie.md), credit card caps ### Credit Card Interest Caps and Shopify vs. Visa - **Episode:** [1834: Swarm Forge](https://search.noagendashow.net/episode/1834-swarm-forge.md) - **Published:** 2026-01-15 - **Time:** 1:58:45–2:04:00 - **Transcript:** https://search.noagendashow.net/episode/1834-swarm-forge/chapter/credit-card-interest-caps-and-shopify-vs-visa.md CNBC's Andrew Ross Sorkin defended the credit card industry, arguing that high interest rates fund services like travel insurance and loyalty points. A debate follows regarding the market performance of Shopify compared to Visa, noting that while Visa remains significantly larger in market cap, Shopify has seen explosive growth as a modern financial platform. Keywords: [andrew ross sorkin](https://search.noagendashow.net/topic/andrew-ross-sorkin.md), [cnbc](https://search.noagendashow.net/topic/cnbc.md), credit card interest, [visa](https://search.noagendashow.net/topic/visa.md), [shopify](https://search.noagendashow.net/topic/shopify.md), [market cap](https://search.noagendashow.net/topic/market-cap.md) ### Gas Station Education, AI Pumping Instructions - **Episode:** [1796: Zeds](https://search.noagendashow.net/episode/1796-zeds.md) - **Published:** 2025-09-04 - **Time:** 1:31:45–1:34:15 - **Transcript:** https://search.noagendashow.net/episode/1796-zeds/chapter/gas-station-education-ai-pumping-instructions.md A discussion on the decline of basic life skills focuses on teaching children how to pump gas. An AI assistant provides a step-by-step guide to refueling, though it is criticized for omitting the initial step of inserting a credit card. The segment highlights the generational shift in how practical knowledge is passed down. Keywords: gas pumps, [education](https://search.noagendashow.net/topic/education.md), [ai](https://search.noagendashow.net/topic/ai.md), [diesel](https://search.noagendashow.net/topic/diesel.md), [credit cards](https://search.noagendashow.net/topic/credit-cards.md) ### Car Crash Prank on Phone Solicitors - **Episode:** [1790: Florida Ounce](https://search.noagendashow.net/episode/1790-florida-ounce.md) - **Published:** 2025-08-14 - **Time:** 2:52:46–2:54:34 - **Transcript:** https://search.noagendashow.net/episode/1790-florida-ounce/chapter/car-crash-prank-on-phone-solicitors.md A recording captures a woman pranking a suspected credit card solicitor from India by faking a car crash during the call. As the solicitor continues to demand her credit card number, the woman plays sound effects of a collision and screams that she is bleeding. The solicitor's refusal to break script despite the apparent emergency is noted for its absurdity. Keywords: [phone scams](https://search.noagendashow.net/topic/phone-scams.md), [pranks](https://search.noagendashow.net/topic/pranks.md), [india](https://search.noagendashow.net/topic/india.md), [credit card fraud](https://search.noagendashow.net/topic/credit-card-fraud.md), [car crash](https://search.noagendashow.net/topic/car-crash.md) ### Federal Credit Card Proliferation and IRS Overstaffing - **Episode:** [1751: Talking Toilet](https://search.noagendashow.net/episode/1751-talking-toilet.md) - **Published:** 2025-03-30 - **Time:** 47:09–51:08 - **Transcript:** https://search.noagendashow.net/episode/1751-talking-toilet/chapter/federal-credit-card-proliferation-and-irs-overstaffing.md Investigations into federal efficiency revealed that the government has 4.6 million active credit cards for only 2.4 million employees. Additionally, the IRS was found to have 1,400 staff members dedicated solely to provisioning laptops and cell phones, a task that could theoretically be completed in one month. Concerns were also raised about the potential personal use of credit card reward points by government employees. Keywords: [irs](https://search.noagendashow.net/topic/irs.md), [hhs](https://search.noagendashow.net/topic/hhs.md), [credit cards](https://search.noagendashow.net/topic/credit-cards.md), [government waste](https://search.noagendashow.net/topic/government-waste.md), rewards programs ### Recurring Donation Issues, Ohio State Apparel Request - **Episode:** [1735: Old Bag](https://search.noagendashow.net/episode/1735-old-bag.md) - **Published:** 2025-02-02 - **Time:** 2:10:13–2:12:27 - **Transcript:** https://search.noagendashow.net/episode/1735-old-bag/chapter/recurring-donation-issues-ohio-state-apparel-request.md John Dvorak notes a drop in recurring donations due to expired credit cards at the start of the year and urges listeners to check their status. He also makes a blatant request for free Ohio State or Montana championship apparel, complaining that he hasn't received any sports hoodies recently despite his large audience. Keywords: [donations](https://search.noagendashow.net/topic/donations.md), [credit cards](https://search.noagendashow.net/topic/credit-cards.md), [ohio state](https://search.noagendashow.net/topic/ohio-state.md), [hoodies](https://search.noagendashow.net/topic/hoodies.md), sweatshirts, scrounging ### White House Campaign Against Junk Fees and Shrinkflation - **Episode:** [1640: Funny Farm](https://search.noagendashow.net/episode/1640-funny-farm.md) - **Published:** 2024-03-07 - **Time:** 2:18:43–2:23:43 - **Transcript:** https://search.noagendashow.net/episode/1640-funny-farm/chapter/white-house-campaign-against-junk-fees-and-shrinkflation.md The Biden administration announced a new rule capping credit card late fees at $8, down from the previous average of $32. President Biden is also targeting "shrinkflation," using the Sesame Street character Cookie Monster on social media to highlight how companies are reducing product sizes while maintaining prices. The Chamber of Commerce has vowed to sue to block the new credit card fee regulations. Keywords: [joe biden](https://search.noagendashow.net/topic/joe-biden.md), junk fees, [credit cards](https://search.noagendashow.net/topic/credit-cards.md), [shrinkflation](https://search.noagendashow.net/topic/shrinkflation.md), cookie monster, [oreos](https://search.noagendashow.net/topic/oreos.md) ### Associate Executive Producer Credits and De-douching Ceremony - **Episode:** [1592: Vermox](https://search.noagendashow.net/episode/1592-vermox.md) - **Published:** 2023-09-21 - **Time:** 1:54:50–1:57:34 - **Transcript:** https://search.noagendashow.net/episode/1592-vermox/chapter/associate-executive-producer-credits-and-de-douching-ceremony.md Producers who contributed at the Associate Executive level are recognized, including Lee from Green Bay and Nathan Rottier from Alberta. One producer, Carl Nagel, used his credit card cash-back rewards to fund his donation. The "de-douching" ritual is performed for several contributors to signify their transition from "pod-thieves" to active producers. Keywords: vicks, credit card cash back, eureka river, [de-douching](https://search.noagendashow.net/topic/de-douching.md), [producers](https://search.noagendashow.net/topic/producers.md) ### US Credit Card Debt, Delinquency Rates and Inflation - **Episode:** [1580: Coup Map](https://search.noagendashow.net/episode/1580-coup-map.md) - **Published:** 2023-08-10 - **Time:** 2:21:22–2:24:30 - **Transcript:** https://search.noagendashow.net/episode/1580-coup-map/chapter/us-credit-card-debt-delinquency-rates-and-inflation.md U.S. credit card debt has surpassed the $1 trillion mark for the first time, with a $45 billion spike occurring between April and June. Financial analysts attribute the rise to households using credit to bridge the gap created by high inflation and the rising cost of living. Delinquency rates for credit cards and auto loans are also trending upward as consumers struggle to make timely payments. Keywords: [credit card debt](https://search.noagendashow.net/topic/credit-card-debt.md), [federal reserve](https://search.noagendashow.net/topic/federal-reserve.md), [inflation](https://search.noagendashow.net/topic/inflation.md), delinquency, [cost of living](https://search.noagendashow.net/topic/cost-of-living.md) ### Bank of Canada, Digital Canadian Dollar Consultation - **Episode:** [1557: Stern & Wrinkled](https://search.noagendashow.net/episode/1557-stern-wrinkled.md) - **Published:** 2023-05-21 - **Time:** 2:41:52–2:44:55 - **Transcript:** https://search.noagendashow.net/episode/1557-stern-wrinkled/chapter/bank-of-canada-digital-canadian-dollar-consultation.md The Bank of Canada has launched a public consultation regarding the potential issuance of a "Digital Canadian Dollar" (CBDC). Officials claim the digital currency would function like cash but without the need for physical bills, while critics worry about government surveillance and programmability. The hosts reminisce about old manual credit card "knuckle buster" machines as a more private alternative to modern digital payments. Keywords: [bank of canada](https://search.noagendashow.net/topic/bank-of-canada.md), [cbdc](https://search.noagendashow.net/topic/cbdc.md), [digital dollar](https://search.noagendashow.net/topic/digital-dollar.md), [privacy](https://search.noagendashow.net/topic/privacy.md), [cash](https://search.noagendashow.net/topic/cash.md), [credit cards](https://search.noagendashow.net/topic/credit-cards.md) ### Credit Card Scams, Reverse Mortgages, and Show Introduction - **Episode:** [1542: Digital Dementia](https://search.noagendashow.net/episode/1542-digital-dementia.md) - **Published:** 2023-03-30 - **Time:** 1:41 - **Transcript:** https://search.noagendashow.net/episode/1542-digital-dementia/chapter/credit-card-scams-reverse-mortgages-and-show-introduction.md Adam Curry and John C. Dvorak open the program from Texas and Silicon Valley. Dvorak reports receiving a scam call offering 0% interest on credit cards, leading to a discussion about the frequency of telemarketing calls. Curry jokes about eventually calling Dvorak to offer a reverse mortgage. Keywords: [adam curry](https://search.noagendashow.net/topic/adam-curry.md), [john c. dvorak](https://search.noagendashow.net/topic/john-c-dvorak.md), credit card scams, [reverse mortgages](https://search.noagendashow.net/topic/reverse-mortgages.md), [fema region 6](https://search.noagendashow.net/topic/fema-region-6.md), [silicon valley](https://search.noagendashow.net/topic/silicon-valley.md) ### Record Credit Card Debt During Holiday Shopping Season - **Episode:** [1507: Leaky Labs](https://search.noagendashow.net/episode/1507-leaky-labs.md) - **Published:** 2022-11-27 - **Time:** 1:42:57–1:44:31 - **Transcript:** https://search.noagendashow.net/episode/1507-leaky-labs/chapter/record-credit-card-debt-during-holiday-shopping-season.md U.S. credit card balances have jumped 15% over the last year, the largest increase in two decades, as consumers struggle with inflation during the holiday season. The National Retail Federation predicts record spending between $942 and $960 billion in November and December. Despite the high spending totals, physical retail traffic appeared lower as more shoppers shifted to online platforms and credit-based purchasing. Keywords: [credit card debt](https://search.noagendashow.net/topic/credit-card-debt.md), [inflation](https://search.noagendashow.net/topic/inflation.md), [black friday](https://search.noagendashow.net/topic/black-friday.md), [retail](https://search.noagendashow.net/topic/retail.md), national retail federation ### Goldman Sachs Apple Card Losses and Subprime Lending - **Episode:** [1486: Truth Decay](https://search.noagendashow.net/episode/1486-truth-decay.md) - **Published:** 2022-09-15 - **Time:** 1:15:09–1:17:09 - **Transcript:** https://search.noagendashow.net/episode/1486-truth-decay/chapter/goldman-sachs-apple-card-losses-and-subprime-lending.md Goldman Sachs is experiencing a 2.93% net charge-off rate on the Apple Card, nearly double the rate of competitors like JPMorgan. Data reveals that 28% of Apple Card loans were issued to customers with FICO scores below 660, leading to significant defaults. Keywords: [apple card](https://search.noagendashow.net/topic/apple-card.md), [goldman sachs](https://search.noagendashow.net/topic/goldman-sachs.md), fico scores, [credit card debt](https://search.noagendashow.net/topic/credit-card-debt.md), charge-off rate ### OnlyFans Mortgage Denials, American Express Fraud Detection - **Episode:** [1407: Gob of Goo](https://search.noagendashow.net/episode/1407-gob-of-goo.md) - **Published:** 2021-12-12 - **Time:** 2:25:56–2:28:32 - **Transcript:** https://search.noagendashow.net/episode/1407-gob-of-goo/chapter/onlyfans-mortgage-denials-american-express-fraud-detection.md Mortgage advisors report that some applicants are being denied loans due to frequent payments to OnlyFans, which lenders view as a financial risk or sign of "addictive" behavior. This leads to a discussion on credit card fraud detection; the hosts note that buying two tanks of gas followed by sneakers is a classic "trigger" for American Express to freeze an account. Keywords: [onlyfans](https://search.noagendashow.net/topic/onlyfans.md), [mortgages](https://search.noagendashow.net/topic/mortgages.md), [american express](https://search.noagendashow.net/topic/american-express.md), [fraud](https://search.noagendashow.net/topic/fraud.md), [credit cards](https://search.noagendashow.net/topic/credit-cards.md) ### MasterCard Transgender Credit Card Name Update Issues - **Episode:** [1361: Variant Factories](https://search.noagendashow.net/episode/1361-variant-factories.md) - **Published:** 2021-07-04 - **Time:** 52:00–54:02 - **Transcript:** https://search.noagendashow.net/episode/1361-variant-factories/chapter/mastercard-transgender-credit-card-name-update-issues.md Producer Ali Jade provides insight into the MasterCard "True Name" initiative, which allows transgender individuals to use their preferred names on credit cards. Jade notes that legal name changes typically require Social Security updates and court documentation, making the simple "toggle" of a name on a financial account more complex than advertised. Other users report that banks often allow various names on cards as long as the account number and underlying identity remain verified. Keywords: [mastercard](https://search.noagendashow.net/topic/mastercard.md), [transgender](https://search.noagendashow.net/topic/transgender.md), [credit card](https://search.noagendashow.net/topic/credit-card.md), [ali jade](https://search.noagendashow.net/topic/ali-jade.md), [social security](https://search.noagendashow.net/topic/social-security.md) ### Apple Credit for Minors, Financial Enslavement - **Episode:** [1340: The Poke](https://search.noagendashow.net/episode/1340-the-poke.md) - **Published:** 2021-04-22 - **Time:** 2:53:50–3:00:19 - **Transcript:** https://search.noagendashow.net/episode/1340-the-poke/chapter/apple-credit-for-minors-financial-enslavement.md Apple's new initiative to allow 13-year-olds to build credit through family sharing is criticized as a way to "enslave" children into the banking system. The hosts argue this is a precursor to a wider rollout of digital wallets and Universal Basic Income. Keywords: [apple card](https://search.noagendashow.net/topic/apple-card.md), [credit score](https://search.noagendashow.net/topic/credit-score.md), [minors](https://search.noagendashow.net/topic/minors.md), [banking](https://search.noagendashow.net/topic/banking.md), [universal basic income](https://search.noagendashow.net/topic/universal-basic-income.md) [Next page](https://search.noagendashow.net/topic/credit-card.md?offset=20) --- This is the markdown version of a page on The No Agenda Show for AI agents. Every public page on this site has one: add `.md` to its URL, or request it with `Accept: text/markdown`. - [Site index for agents (llms.txt)](https://search.noagendashow.net/llms.txt) - [Home](https://search.noagendashow.net/index.md) - [Search transcripts](https://search.noagendashow.net/search.md) - [All episodes](https://search.noagendashow.net/episodes.md) - [Topics](https://search.noagendashow.net/topics.md) - [People](https://search.noagendashow.net/people.md)