# Bank Fees on The No Agenda Show

Bank Fees comes up in 15 chapters across 14 episodes of The No Agenda Show, from July 2009 to March 2026.

- **Chapters:** 15
- **Episodes:** 14
- **Discussed:** July 2009 – March 2026
- **Related topics:** [Bank Of America](https://search.noagendashow.net/topic/bank-of-america.md), [Paypal](https://search.noagendashow.net/topic/paypal.md), [Atm Fees](https://search.noagendashow.net/topic/atm-fees.md), [Debit Cards](https://search.noagendashow.net/topic/debit-cards.md), [Mechanics Bank](https://search.noagendashow.net/topic/mechanics-bank.md), [69 Club](https://search.noagendashow.net/topic/69-club.md), [Adobe](https://search.noagendashow.net/topic/adobe.md), [Bank Accounts](https://search.noagendashow.net/topic/bank-accounts.md), [Bank Transfer](https://search.noagendashow.net/topic/bank-transfer.md), [Banking](https://search.noagendashow.net/topic/banking.md)

## Chapters 1–15 of 15

### Canadian Economic Crisis and Bank Fee Reductions

- **Episode:** [1855: Gooder](https://search.noagendashow.net/episode/1855-gooder.md)
- **Published:** 2026-03-29
- **Time:** 23:36–25:03
- **Transcript:** https://search.noagendashow.net/episode/1855-gooder/chapter/canadian-economic-crisis-and-bank-fee-reductions.md

British Columbia's credit rating has been downgraded as reports indicate nearly half of Canadians are living paycheck to paycheck. Minister Francois-Philippe Champagne announced a reduction in non-sufficient funds (NSF) fees from $50 to $10 to assist citizens struggling with banking costs. Critics argue these measures are insufficient to address the underlying poverty in a resource-rich nation.

Keywords: [canada](https://search.noagendashow.net/topic/canada.md), [british columbia](https://search.noagendashow.net/topic/british-columbia.md), francois-philippe champagne, nsf fees, [ctv](https://search.noagendashow.net/topic/ctv.md), banking oligopoly

### Wise Payments, Bank Fees and Zelle Issues

- **Episode:** [1715: Scruples](https://search.noagendashow.net/episode/1715-scruples.md)
- **Published:** 2024-11-24
- **Time:** 1:47:16–1:50:44
- **Transcript:** https://search.noagendashow.net/episode/1715-scruples/chapter/wise-payments-bank-fees-and-zelle-issues.md

The hosts discuss a new payment system called Wise (formerly TransferWise) used by a donor. They compare the fees of various systems, noting that traditional wire transfers often incur a $20 incoming fee, making small transfers inefficient. They advise listeners to avoid sending small amounts via wire or PayPal to ensure the show actually receives the value.

Keywords: wise.com, wire transfers, [bank fees](https://search.noagendashow.net/topic/bank-fees.md), [paypal](https://search.noagendashow.net/topic/paypal.md), [stripe](https://search.noagendashow.net/topic/stripe.md), [zelle](https://search.noagendashow.net/topic/zelle.md)

### Biden Administration Crackdown on Junk Fees

- **Episode:** [1498: Junk Fees](https://search.noagendashow.net/episode/1498-junk-fees.md)
- **Published:** 2022-10-30
- **Time:** 37:46–40:34
- **Transcript:** https://search.noagendashow.net/episode/1498-junk-fees/chapter/biden-administration-crackdown-on-junk-fees.md

President Biden has directed his administration to eliminate "junk fees," which include hidden charges for concert tickets, hotel rooms, and bank overdrafts. The President highlighted the impact of these fees on low-income families, specifically citing unfair charges for bounced checks.

Keywords: [joe biden](https://search.noagendashow.net/topic/joe-biden.md), junk fees, bank charges, concert tickets, [consumer protection](https://search.noagendashow.net/topic/consumer-protection.md)

### International Banking Fees, Revolut and Bitcoin

- **Episode:** [1175: Son of a Biden](https://search.noagendashow.net/episode/1175-son-of-a-biden.md)
- **Published:** 2019-11-28
- **Time:** 1:41:19–1:45:26
- **Transcript:** https://search.noagendashow.net/episode/1175-son-of-a-biden/chapter/international-banking-fees-revolut-and-bitcoin.md

A producer in Switzerland describes the difficulties of donating via PayPal due to high currency exchange fees and commissions. The discussion touches on the benefits of Revolut and the missed opportunity of the show not adopting Bitcoin in its early years.

Keywords: [switzerland](https://search.noagendashow.net/topic/switzerland.md), [paypal](https://search.noagendashow.net/topic/paypal.md), revolut, [bitcoin](https://search.noagendashow.net/topic/bitcoin.md), banking fees

### Cashless Society Promotion, Tufts University Digital Money Study

- **Episode:** [556: Vape like a Ninja](https://search.noagendashow.net/episode/556-vape-like-a-ninja.md)
- **Published:** 2013-10-13
- **Time:** 18:53–21:51
- **Transcript:** https://search.noagendashow.net/episode/556-vape-like-a-ninja/chapter/cashless-society-promotion-tufts-university-digital-money-study.md

Mayors in the Netherlands are actively promoting "Pin Everything" Saturdays to encourage citizens to use debit cards instead of cash for safety and efficiency. Simultaneously, a Tufts University study highlights the high costs and fees associated with cash usage for low-income individuals. The hosts argue these coordinated efforts across continents are designed to force users into digital systems where banks can extract transaction fees.

Keywords: [cashless society](https://search.noagendashow.net/topic/cashless-society.md), [netherlands](https://search.noagendashow.net/topic/netherlands.md), [tufts university](https://search.noagendashow.net/topic/tufts-university.md), [debit cards](https://search.noagendashow.net/topic/debit-cards.md), [bank fees](https://search.noagendashow.net/topic/bank-fees.md), [digital currency](https://search.noagendashow.net/topic/digital-currency.md)

### Donor Acknowledgments, PayPal Fees, 69 Club

- **Episode:** [509: DeDe Dinah](https://search.noagendashow.net/episode/509-dede-dinah.md)
- **Published:** 2013-05-02
- **Time:** 2:14:53–2:19:11
- **Transcript:** https://search.noagendashow.net/episode/509-dede-dinah/chapter/donor-acknowledgments-paypal-fees-69-club.md

The hosts read a list of donors, noting the significant fees taken by PayPal on each transaction. They highlight the "69 Club" (donors of $69.69) and explain that bank transfers are a more efficient way to support the show. Banter ensues regarding the "net" amount received versus the gross donation.

Keywords: [paypal](https://search.noagendashow.net/topic/paypal.md), [69 club](https://search.noagendashow.net/topic/69-club.md), [donations](https://search.noagendashow.net/topic/donations.md), [bank transfer](https://search.noagendashow.net/topic/bank-transfer.md), [fees](https://search.noagendashow.net/topic/fees.md)

### Immigration Paperwork, DHS Fees and Digital Check Processing

- **Episode:** [408: Odious Debt](https://search.noagendashow.net/episode/408-odious-debt.md)
- **Published:** 2012-05-13
- **Time:** 1:04:40–1:07:20
- **Transcript:** https://search.noagendashow.net/episode/408-odious-debt/chapter/immigration-paperwork-dhs-fees-and-digital-check-processing.md

The process of filing for a U.S. visa involves a $420 fee and the use of locked PDF forms that require specific software. The Department of Homeland Security's practice of digitally debiting bank accounts and not returning physical checks is highlighted as a shift toward total state control over financial transactions. This "Gitmo-style" bureaucracy is criticized for its lack of transparency and user-friendliness.

Keywords: [dhs](https://search.noagendashow.net/topic/dhs.md), [immigration](https://search.noagendashow.net/topic/immigration.md), visa fees, [adobe](https://search.noagendashow.net/topic/adobe.md), [banking](https://search.noagendashow.net/topic/banking.md)

### Bank Fees, Drug Tests and Global Suffering

- **Episode:** [386: Balochistan Baloney](https://search.noagendashow.net/episode/386-balochistan-baloney.md)
- **Published:** 2012-02-26
- **Time:** 1:47:03–1:51:03
- **Transcript:** https://search.noagendashow.net/episode/386-balochistan-baloney/chapter/bank-fees-drug-tests-and-global-suffering.md

Donations from listeners prompt discussions on bank transfer fees and a lesbian listener's upcoming drug test for a job. Another producer, "Joe the Dish Slave," requests karma for people suffering in parts of the world that lack oil pipelines, highlighting the disparity in international aid and attention.

Keywords: [bank fees](https://search.noagendashow.net/topic/bank-fees.md), [marijuana](https://search.noagendashow.net/topic/marijuana.md), [drug test](https://search.noagendashow.net/topic/drug-test.md), [syria](https://search.noagendashow.net/topic/syria.md), [karma](https://search.noagendashow.net/topic/karma.md)

### Russell Simmons, Unirush Prepaid Debit Card Fees

- **Episode:** [352: Bean Bag Drone](https://search.noagendashow.net/episode/352-bean-bag-drone.md)
- **Published:** 2011-10-30
- **Time:** 7:46–12:00
- **Transcript:** https://search.noagendashow.net/episode/352-bean-bag-drone/chapter/russell-simmons-unirush-prepaid-debit-card-fees.md

Entrepreneur Russell Simmons is criticized for his involvement with Occupy Wall Street while operating Unirush, a financial services company. The hosts detail the high fees associated with his prepaid debit cards, including activation and ATM withdrawal charges. Simmons is accused of being a "bankster" who profits from underserved communities while publicly supporting anti-Wall Street protests.

Keywords: [russell simmons](https://search.noagendashow.net/topic/russell-simmons.md), unirush, prepaid debit card, [occupy wall street](https://search.noagendashow.net/topic/occupy-wall-street.md), def jam, [bank fees](https://search.noagendashow.net/topic/bank-fees.md)

### Debit Card Fees and Community Banking Alternatives

- **Episode:** [345: Hornbag](https://search.noagendashow.net/episode/345-hornbag.md)
- **Published:** 2011-10-06
- **Time:** 1:00:28–1:02:47
- **Transcript:** https://search.noagendashow.net/episode/345-hornbag/chapter/debit-card-fees-and-community-banking-alternatives.md

The controversy surrounding Bank of America's proposed $5 monthly debit card fee is discussed in the context of market competition. The hosts argue that instead of government intervention, consumers should move their accounts to small community banks that offer better service and no fees. They emphasize that many smaller institutions did not take TARP bailout money and remain more customer-focused.

Keywords: debit card fees, [bank of america](https://search.noagendashow.net/topic/bank-of-america.md), [community banks](https://search.noagendashow.net/topic/community-banks.md), [free market](https://search.noagendashow.net/topic/free-market.md), [regulation](https://search.noagendashow.net/topic/regulation.md)

### Independent Banking, Mechanics Bank Service

- **Episode:** [266: Dead Angry Birds](https://search.noagendashow.net/episode/266-dead-angry-birds.md)
- **Published:** 2011-01-02
- **Time:** 1:04:37–1:06:39
- **Transcript:** https://search.noagendashow.net/episode/266-dead-angry-birds/chapter/independent-banking-mechanics-bank-service.md

A discussion on the benefits of small, independent banks highlights the Mechanics Bank in Northern California. The hosts praise the bank for its personalized customer service, such as calling customers to resolve transfer issues rather than simply charging fees. They contrast this with the impersonal and fee-heavy nature of major national banks.

Keywords: [mechanics bank](https://search.noagendashow.net/topic/mechanics-bank.md), independent banking, [customer service](https://search.noagendashow.net/topic/customer-service.md), [atm fees](https://search.noagendashow.net/topic/atm-fees.md), albany california

### Bank of America Reward for Found Cash

- **Episode:** [263: Don't Ask, Don't Yell](https://search.noagendashow.net/episode/263-don-t-ask-don-t-yell.md)
- **Published:** 2010-12-23
- **Time:** 2:11:53–2:13:17
- **Transcript:** https://search.noagendashow.net/episode/263-don-t-ask-don-t-yell/chapter/bank-of-america-reward-for-found-cash.md

Four children in the San Francisco Bay Area found $40,000 in cash belonging to Bank of America and turned it over to the authorities. The bank's decision to reward the group with only $200 is criticized as a deterrent to future honesty.

Keywords: [bank of america](https://search.noagendashow.net/topic/bank-of-america.md), [santa clara](https://search.noagendashow.net/topic/santa-clara.md), finders fee, [cash](https://search.noagendashow.net/topic/cash.md), [reward](https://search.noagendashow.net/topic/reward.md), [sheriff](https://search.noagendashow.net/topic/sheriff.md)

### Healthcare Bill Bank Access, Physician Fee Schedule Debunking

- **Episode:** [121: The Vivek Kundra "Hollow" Deck](https://search.noagendashow.net/episode/121-the-vivek-kundra-hollow-deck.md)
- **Published:** 2009-08-13
- **Time:** 54:29–59:34
- **Transcript:** https://search.noagendashow.net/episode/121-the-vivek-kundra-hollow-deck/chapter/healthcare-bill-bank-access-physician-fee-schedule-debunking.md

Nancy-Ann DeParle addresses claims that the healthcare bill allows the government real-time access to individual bank accounts for electronic funds transfers. While she states individuals remain in charge of their accounts, critics argue she avoids denying the existence of a real-time data connection. The discussion also covers the distinction between "physician services" and the "physician fee schedule" in the proposed legislation.

Keywords: [healthcare reform](https://search.noagendashow.net/topic/healthcare-reform.md), [bank accounts](https://search.noagendashow.net/topic/bank-accounts.md), electronic funds transfer, [medicare](https://search.noagendashow.net/topic/medicare.md), physician fees, double-speak

### Unemployment Benefits, Visa Debit Card Fees

- **Episode:** [114: Obama's Pitch](https://search.noagendashow.net/episode/114-obama-s-pitch.md)
- **Published:** 2009-07-19
- **Time:** 20:14–22:04
- **Transcript:** https://search.noagendashow.net/episode/114-obama-s-pitch/chapter/unemployment-benefits-visa-debit-card-fees.md

Unemployment benefits in the United States have shifted from paper checks to Visa debit cards, allowing financial institutions to profit from the system. Visa reportedly collects a 2% fee on transactions made with these cards, and funds may expire if not used within a six-month window. This transition ensures that a portion of government assistance is diverted to private banking corporations.

Keywords: [unemployment](https://search.noagendashow.net/topic/unemployment.md), [visa](https://search.noagendashow.net/topic/visa.md), [debit cards](https://search.noagendashow.net/topic/debit-cards.md), banking fees, [dennis cruz](https://search.noagendashow.net/topic/dennis-cruz.md)

### Private Banking, Mechanics Bank and ATM Rebates

- **Episode:** [114: Obama's Pitch](https://search.noagendashow.net/episode/114-obama-s-pitch.md)
- **Published:** 2009-07-19
- **Time:** 28:34–30:16
- **Transcript:** https://search.noagendashow.net/episode/114-obama-s-pitch/chapter/private-banking-mechanics-bank-and-atm-rebates.md

Mechanics Bank, a smaller private institution on the West Coast, offers benefits such as rebating ATM service charges that larger "government-owned" banks like Bank of America and Citibank do not. Using a private bank is framed as a way to avoid the oversight associated with major financial institutions that received federal bailouts.

Keywords: [mechanics bank](https://search.noagendashow.net/topic/mechanics-bank.md), [atm fees](https://search.noagendashow.net/topic/atm-fees.md), [private banking](https://search.noagendashow.net/topic/private-banking.md), [bank of america](https://search.noagendashow.net/topic/bank-of-america.md), [citibank](https://search.noagendashow.net/topic/citibank.md)

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